Prudential disclosures June 2009
| $ millions | |
|---|---|
| Tier 1 Capital | |
| Retained Earnings including current year earnings |
$ 510.68 |
| Deductions from Tier 1 Capital | ($ 21.81) |
| Total Tier 1 Capital | $ 488.87 |
| Tier 2 Capital net of deductions | $ 1.69 |
| Total Capital Base | $ 490.56 |
Capital Adequacy
| $ millions | |
|---|---|
| Risk weighted asset value for : Credit Risk |
|
|
Claims against residential mortgages |
$ 1,521.08 |
|
Claims against ADI’s
|
$ 179.09 |
|
Securistisation
|
$ 172.97 |
|
All other claims
|
$ 720.95 |
|
Market Risk |
Nil |
| Operational Risk | $ 363.80 |
|
Capital Ratios Tier 1 Capital Ratio for the group |
16.53 % |
| Total Capital Ratio for the group | 16.59 % |
Credit Risk Exposure
| Gross Credit Risk Exposure | Average Gross Exposure for the quarter | Loans impaired | Loans past due 90 days | Specific Provisions | Bad Debts Expense for the quarter | |
| Loans and Advances | ||||||
|
Secured |
$ 4,058.60 |
$ 3,975.78 |
$ 4.21 |
$ 4.21 |
- |
- |
|
Unsecured
|
$ 505.98 | $ 508.42 | $ 8.72 | $ 5.41 | $ 5.37 | $ 0.82 |
|
Total Loans and Advances |
$ 4,564.58 |
$ 4,484.20 |
$ 12.93 |
$ 9.62 |
$ 5.37 |
$ 0.82 |
| Liquidity Investments | $ 794.70 | $ 914.48 | ||||
| General Reserve for Credit Losses | $ 7.46 | $ 7.46 |
Call 133 282
Mon - Fri 8:00am - 8:00pm (AEST)
Sat 8:00am - 4:00pm (AEST)