Prudential disclosures June 2010
| $ millions | |
|---|---|
| Tier 1 Capital | |
| Retained Earnings including current year earnings |
$ 559.93 |
| Deductions from Tier 1 Capital | ($ 29.00) |
| Total Tier 1 Capital | $ 530.93 |
| Tier 2 Capital net of deductions | $ 2.74 |
| Total Capital Base | $ 533.66 |
Capital Adequacy
| $ millions | |
|---|---|
| Risk weighted asset value for : Credit Risk |
|
|
Claims against residential mortgages |
$ 1,659.72 |
|
Claims against ADI’s
|
$ 195.31 |
|
Securistisation
|
$ 166.39 |
|
All other claims
|
$ 774.41 |
|
Market Risk |
Nil |
| Operational Risk | $ 397.49 |
|
Capital Ratios |
|
| Tier 1 Capital Ratio for the group | 16.63 % |
| Total Capital Ratio for the group | 16.63 % |
Credit Risk Exposure
| Gross Credit Risk Exposure | Average Gross Exposure for the quarter | Loans impaired | Loans past due 90 days | Specific Provisions | Bad Debts Expense for the quarter | |
| Loans and Advances | ||||||
|
Secured |
$ 4,374.19 |
$ 4,301.77 |
$ 4.42 |
$ 4.42 |
- |
- |
|
Unsecured
|
$ 528.57 | $ 522.29 | $ 7.88 | $ 4.94 | $ 5.02 | $ 0.66 |
|
Total Loans and Advances |
$ 4,902.76 |
$ 4,824.06 |
$12.30 |
$9.36 |
$ 5.02 |
$ 0.66 |
| Liquidity Investments | $ 917.18 | $ 910.06 | ||||
| General Reserve for Credit Losses | $ 7.67 | $ 7.67 |