Prudential disclosures September 2011
| $ millions | |
|---|---|
| Tier 1 Capital | |
| Retained Earnings including current year earnings |
$ 599.82 |
| Deductions from Tier 1 Capital | ($ 26.76) |
| Total Tier 1 Capital | $ 573.06 |
| Tier 2 Capital net of deductions | $ 4.43 |
| Total Capital Base | $ 577.49 |
Capital Adequacy
| $ millions | |
|---|---|
| Risk weighted asset value for : Credit Risk |
|
|
Claims against residential mortgages |
$ 2,655.13 |
|
Claims against ADI’s
|
$ 396.61 |
|
Securistisation
|
Nil |
|
All other claims
|
$ 819.97 |
|
Market Risk |
Nil |
| Operational Risk | $ 438.37 |
|
Capital Ratios |
|
| Tier 1 Capital Ratio for the group | 13.25 % |
| Total Capital Ratio for the group | 13.35 % |
Credit Risk Exposure
| Gross Credit Risk Exposure | Average Gross Exposure for the quarter | Loans impaired | Loans past due 90 days | Specific Provisions | Bad Debts Expense for the quarter | |
| Loans and Advances | ||||||
|
Secured |
$ 7,229.03 |
$ 7,217.45 |
$ 4.62 |
$ 4.62 |
- |
- |
|
Unsecured
|
$ 609.95 | $ 607.84 | $ 7.53 | $ 4.43 | $ 4.43 | $ 0.39 |
|
Total Loans and Advances |
$ 7,838.98
|
$ 7,825.29
|
$12.15
|
$9.05
|
$ 4.43
|
$ 0.39
|
| Liquidity Investments | $1,264.59 | $ 1,155.18 | ||||
| General Reserve for Credit Loss | $ 7.99 | $ 7.99 |
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