CUA offers three credit cards with great features, competitive interest rates and balance transfer options. Compare our Platinum MasterCard, Rewards MasterCard and Low Rate MasterCard below.
| Read More | Read More | Read More | |
|---|---|---|---|
| Interest free days | Up to 55 | Up to 55 | Up to 55 |
| Fraudshield security | ![]() |
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| Rewards program | Yes. 1.25 reward points for every dollar spent. Reward points never expire6 | Yes. 1 reward point for every dollar spent. Reward points never expire6 | ![]() |
| Complimentary international travel insurance | 5 |
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| Annual fee | $179 | $90 | $75 |
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| Special offers | 0% p.a. for 9 months on balance transfers1 plus half price annual fee for the first year2 | 1.90%p.a. for 6 months on balance transfers3 | Half price annual fee for the first year4 |
| Interest rate on purchases (p.a.) | 20.24%p.a. | 19.74%p.a. | 12.99%p.a. |
| Interest rate on cash advance (p.a.) | 21.74%p.a. | 21.74%p.a. | 21.74%p.a. |
| Additional cardholders | Yes, up to 4 additional cards free | Yes, up to 4 additional cards at $15 each p.a. | Yes, up to 4 additional cards free |
| Guaranteed Price Scheme | 5 |
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| Complimentary purchase cover insurance | Yes, up to $200,000 per year5 | Yes, up to $125,000 per year5 | Yes, up to $50,000 per year5 |
| Redemption items e.g. vouchers, gift certificates, cashback and merchandise rewards | ![]() |
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| Complimentary interstate flight inconvenience insurance | 5 |
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| 24/7 Concierge Service | ![]() |
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| Read More | Read More | Read More | |
Important Information
Fees and charges apply. Terms and conditions apply and are available upon request. Citigroup’s credit criteria apply. Current CUA Credit Cardholders are not eligible to apply for these introductory offers.
1 Your total balance transfers with this offer may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the CUA Platinum MasterCard Annual Percentage Rate for cash advances, currently 21.74%p.a.. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 15 April 2013. This offer ends 30 June 2013. Existing CUA Credit Cardholders are not eligible to apply for this offer.
2 Please note that subject to your acceptance, and upon activation of your card, you will be charged the annual card fee. For the CUA Platinum MasterCard you will be charged a half price Annual Primary Cardholder fee, currently $89, in the first year, which will revert back to the full Annual Primary Cardholder fee in subsequent years, currently $179. Existing CUA Credit Cardholders are excluded from this half price annual fee offer. Half price annual fee offer ends 30 June 2013.
3 Your total balance transfers with this offer may not exceed 80% of your credit limit. The promotional rate of 1.90%p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the CUA Rewards MasterCard Annual Percentage Rate for cash advances, currently 21.74%p.a.. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 15 April 2013. This offer ends 30 June 2013. Existing CUA Credit Cardholders are not eligible to apply for this offer.
4Please note that subject to your acceptance, and upon activation of your card, you will be charged the annual card fee. For the CUA Low Rate MasterCard you will be charged a half price Annual Primary Cardholder fee, currently $37, in the first year, which will revert back to the full Annual Primary Cardholder fee in subsequent years, currently $75. Existing CUA Credit Cardholders are excluded from this half price annual fee offer. Half price annual fee offer ends 30 June 2013.
5 Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
6 All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and provided your account is in good standing.
© 2013 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 which provides and administers credit.
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Sat 8:00am - 4:00pm (AEST)