CUA offers two credit cards with great features, competitive interest rates and balance transfer options. Compare our Platinum MasterCard and Low Rate MasterCard below.
for 6 months on balance
transfers1plus a reduced annual fee of $99 for the life of the card.2
|Read More||Read More|
|Interest free days||Up to 55||Up to 55|
|Rewards program||Yes. 1.25 reward points for every dollar spent. Reward points never expire5|
|Complimentary international travel insurance||4|
|Special offers||0% p.a. for 6 months on balance transfers1 plus a reduced annual fee of $99 for the life of the card2||0%p.a. for 6 months on balance transfers1 plus a reduced annual fee of $49 for the life of the card3|
|Interest rate on purchases (p.a.)||20.24%p.a.||12.99%p.a.|
|Interest rate on cash advance (p.a.)||21.74%p.a.||21.74%p.a.|
|Additional cardholders||Yes, up to 4 additional cards free||Yes, up to 4 additional cards free|
|Guaranteed Price Scheme||5||5|
|Complimentary purchase cover insurance||Yes, up to $200,000 per year5||Yes, up to $50,000 per year5|
|Redemption items e.g. vouchers, gift certificates, cashback and merchandise rewards|
|Complimentary interstate flight inconvenience insurance||5|
|24/7 Concierge Service|
|Read More||Read More|
Fees and charges apply. Terms and conditions apply and are available upon request. Citigroup’s credit criteria apply. Current CUA Credit Cardholders are not eligible to apply for these introductory offers.
1Your total balance transfers with this offer may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the annual percentage rate for cash advances, currently 21.74% . Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 1July 2013. This offer ends 31 January 2014. Existing CUA Credit Cardholders are not eligible to apply for this offer.
2 Please note that subject to your acceptance, and upon activation of your card, you will be charged the annual card fee. For the CUA Platinum MasterCard you will be charged an annual Primary Cardholder fee of $99 for the life of the card. Existing CUA Credit Cardholders are excluded from this discounted annual fee offer. The discounted annual fee offer ends 31 January 2014.
3 Please note that subject to your acceptance, and upon activation of your card, you will be charged the annual card fee. For the CUA Low Rate MasterCard you will be charged an annual Primary Cardholder fee of $49 for the life of the card. Existing CUA Credit Cardholders are excluded from this discounted annual fee offer. The discounted annual fee offer ends 31 January 2014.4 Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
5 All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and provided your account is in good standing.
© 2013 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 which provides and administers credit.
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Sat - Sun 8:00am - 5:00pm (AEDT)