Fees and charges apply. Terms and conditions apply and are available upon request.
Final approval of your MasterCard® application will be subject to satisfying Card Services’ Credit Criteria.
1 Your total balance transfers with this offer may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the annual percentage rate for cash advances, currently 21.74%* . Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 1 July 2013. This offer ends 31 January 2014. Existing CUA Credit Cardholders are not eligible to apply for this offer.
2 Please note that subject to your acceptance, and upon activation of your card, you will be charged the annual card fee. For the CUA Low Rate MasterCard you will be charged an annual Primary Cardholder Fee of $49 for the life of the card.Existing CUA Credit Cardholders are excluded from this offer. This discounted annual fee offer ends 31 January 2014.
3Purchase Cover Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
4The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.