Platinum MasterCard

_{Interest rates are on a per annum basis and subject to change.
Terms and conditions apply and are available upon request. Current Card Services Credit Cardholders are not eligible to apply for this introductory offer.
¹ Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.}

_{² All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and in good standing.}

_{³ The promotional rate of 0% applies for 9 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the CUA Platinum MasterCard® by 31 July 2012. Approved members only. The 9 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit card rates, currently 20.24%p.a. for retail purchases and 21.24%p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 1 February 2012. This offer ends 31 July 2012.}

_{⁴ To be eligible for the half annual fee offer on the CUA Platinum MasterCard®, you must apply for and activate your card before 31 July 2012. Subject to your acceptance you will be billed an annual account fee of $89 for the first year of the card. You will be charged an annual fee of $179 in subsequent years. Half price annual fee offer ends 31 July 2012.}

_{⁵ Take Flight Travel Service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. Travel booked via the call centre must be paid in full using the customer’s Card Services Credit Card, with a cashback processed to the value of points redeemed. Cashback on member account may take up to 14 days. Redemption via the Take Flight Travel Service call centre is available only to customers enrolled in the Card Services Rewards Program and is not available to cardholders who enroll in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking. MasterCard® is the registered trademark of MasterCard® International Incorporated.
Interest rates last updated on 1 February 2012.}

_{© 2012 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238 098 Australian credit licence 238098 which provides and administers credit.}