Follow these tips to make sure you get the most out of your new CUA Platinum MasterCard.
Paying the bills will always be a chore, but at least you can be rewarded for doing so. For every dollar you spend, you'll earn 1.25 reward points1. Best of all, you don't need to go out of your way to spend and your points never expire.
Pay your groceries and utilities bills using your CUA Platinum MasterCard and your points will quickly build up. Wherever possible use your CUA Platinum MasterCard to build up your rewards points, for example to pay the school fees, pay for expeditions to the hardware store or garden centre, and of course, to purchase your new clothes and shoes.
|Estimated bill||Annual bill||Annual Rewards Points earned3|
Weekly fuel bill
Weekly takeaway / eating out bill
Monthly health insurance bill
Monthly phone bill
Monthly clothes and shoes for family
Other monthly household bills
Quarterly electricity bill
Annual car registration
Annual family holiday
Total spend / points
One of the great benefits of the CUA Platinum MasterCard is it gives you the following insurances free of charge2.
The Platinum Concierge is an exclusive service for Platinum cardholders, available from anywhere in the world, 24 hours a day, 7 days a week. The Platinum Concierge can provide you with information and assistance for both business and pleasure. This service can book a restaurant in New York, book theatre tickets in London and arrange flowers or last minute gifts for family and friends.
For more information visit MasterCard Reward Programs
To make the most of your CUA Platinum MasterCard, make sure you budget to pay off your outstanding balance in full every month to save you money in interest charges. The CUA Platinum MasterCard gives you up to 55 days interest free. This means you have a maximum of 55 days interest free on your purchases, which is the 30 days in your statement period plus 25 days after your statement date until the due date. An easier way to think of it is the card should be paid off no later than 25 days after the statement date – for example if you receive your statement on 30 June, you have until 25 July to pay it off.
To keep your CUA Platinum MasterCard free of interest charges you need to:
If you do not pay your balance off in full, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on cash advances or balance transfers.
For more information or to apply:
1 All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and provided your account is in good order.2 Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.3 The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
© 2013 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238 098 Australian Credit Licence No. 238098 which provides and administers credit.