Get the most out of your new CUA Platinum MasterCard

Follow these tips to make sure you get the most out of your new CUA Platinum MasterCard.

1. Spend and be rewarded
2. Save money on insurances
3. Save time by using the Platinum Concierge
4. Use MasterCard applause to get event tickets before the general public
5. Pay in full every month and save on interest charges

1. Spend and be rewarded

Paying the bills will always be a chore, but at least you can be rewarded for doing so. For every dollar you spend, you’ll earn 1.25 reward points¹. Best of all, you don’t need to go out of your way to spend and your points never expire.

Pay your groceries and utilities bills using your CUA Platinum MasterCard and your points will quickly build up. Wherever possible use your CUA Platinum MasterCard to build up your rewards points, for example to pay the school fees, pay for expeditions to the hardware store or garden centre, and of course, to purchase your new clothes and shoes. 

Note: costs are indicative only

2. Save money on insurances

One of the great benefits of the CUA Platinum MasterCard is it gives you the following insurances free of charge².

• International Travel Insurance – includes cover for flight delays and cancellations, medical expenses and loss or theft of property.
• Interstate Flight Inconvenience Insurance – covers you for cancellations, flight and baggage deals, rental vehicle excess and more.
• Transit Accident Insurance – may cover you for accidents sustained while on a trip, including when in transit.
• Purchase Cover Insurance – provides cover against theft, loss or damage to covered products that have been purchased on your card.
• Guaranteed Pricing Scheme – enables you to receive a refund of the price difference when you purchase in store an eligible item which later goes on sale. Conditions apply.

3. Save time by using the Platinum Concierge

The Platinum Concierge is an exclusive service for Platinum cardholders, available from anywhere in the world, 24 hours a day, 7 days a week. The Platinum Concierge can provide you with information and assistance for both business and pleasure. This service can book a restaurant in New York, book theatre tickets in London and arrange flowers or last minute gifts for family and friends.

4. Use MasterCard applause to get event tickets before the general public

All MasterCard cardholders have free access to a members only online entertainment ticketing service, providing access to great seats for various concerts, theatre and sporting events Australia-wide.

Here are five reasons to use MasterCard applause:

• Get great seats (think premium A-reserve seats).
• Easy no hassle booking.
• Secure tickets before the general public with Advance Access.
• Register for rumoured events with the Events Waitlist.
• Save up to 50% on last minute tickets.

Register now at mastercardapplause.com.au and be first in line for the Australian Open, the cricket, gold class movie tickets, the latest musicals, concerts and more.

5. Pay in full every month and save on interest charges³

To make the most of your CUA Platinum MasterCard, make sure you budget to pay off your outstanding balance in full every month to save you money in interest charges. The CUA Platinum MasterCard gives you up to 55 days interest free. This means you have a maximum of 55 days interest free on your purchases, which is the 30 days in your statement period plus 25 days after your statement date until the due date. An easier way to think of it is the card should be paid off no later than 25 days after the statement date – for example if you receive your statement on 30 June, you have until 25 July to pay it off.

To keep your CUA Platinum MasterCard free of interest charges you need to:

• Pay your balance off in full for two consecutive months.
• Pay the entire closing balance in full by the payment due date.

If you do not pay your balance off in full, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on cash advances or balance transfers.

For more information or to apply:

• View all Platinum MasterCard information
• Call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday
• Visit your local CUA branch.
   

_{¹ All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and provided your account is in good order.
² Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
³ The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase.  No interest free period is available on Cash Advances or Balance Transfers.}

_{© 2013 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238 098 Australian Credit Licence No. 238098 which provides and administers credit.}