Rewards MasterCard

Our Rewards MasterCard gives you the ability to choose from a number of great rewards. For every $1 you spend you’ll earn one Reward Point that never expires.¹

Apply now

Apply for a CUA Rewards MasterCard before 31 July 2012 and benefit from 1.90% for 6 months on balances you transfer.

Features

Limited offer: 1.90%p.a. for 6 months on balances you transfer², reverting back to the standard cash advance rate thereafter

With a CUA Rewards MasterCard:

Earn 1 Reward Point for every $1 you spend on your card¹
Competitive rate on purchases of just 19.74%p.a.
There is a low annual fee of just $90
You can transfer your balances from other credit cards and save with a discounted interest rate of 1.90%p.a. for the first 6 months of the balance transfer²
You receive up to 55 days interest free on retail purchases
You receive free purchase protection on any new items purchased using your CUA Rewards MasterCard that are lost, stolen or damaged within three months³
You can order up to four additional cards so you can share the benefits and maximise your Rewards Points
Cardholders receive free international travel insurance³

Your choice of great rewards options

There are more than 300 rewards items on offer including:

Cashback – use your Rewards Points to reduce your outstanding balance or pay your annual fee
Take Flight – fly with any airline, anywhere and at any time, or use your Rewards Points for hotels, hire cars, trains or cruises⁴
Shopping vouchers from leading retailers including Myer, David Jones, Target and Kmart
Electronic items such as iPods, cameras, mobile phones and whitegoods
Frequent flyer points – you can transfer your Rewards Points to Virgin Airlines Velocity points or Singapore Airlines KrisFlyer points.

For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday, or visit your local CUA branch.

How to apply

Apply via the online application form.

Drop into your local CUA branch.

Please ensure that you read the Credit Guide for Credit Assistance (PDF File, 138.2 KB) before applying.

_{Interest rates are on a per annum basis and subject to change.}

_{Terms and conditions apply and are available upon request. Current Card Services Credit Cardholders are not eligible to apply for this introductory offer.}

¹ _{All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and in good standing.}

² _{The promotional rate of 1.90%p.a. applies for 6 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the CUA Rewards MasterCard® by 31 July 2012. Approved members only. The 6 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit card rates, currently 19.74%p.a. for retail purchases and 20.49%p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 1 February 2012. This offer ends 31 July 2012.}

³ _{Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.}_.

⁴ _{Take Flight Travel Service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. Travel booked via the call centre must be paid in full using the customer’s Card Services Credit Card, with a cashback processed to the value of points redeemed. Cashback on member account may take up to 14 days. Redemption via the Take Flight Travel Service call centre is available only to customers enrolled in the Card Services Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking. MasterCard® is the registered trademark of MasterCard® International Incorporated.}

_{Interest rates last updated on 1 February 2012.}