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Rewards MasterCard Credit Card

Enjoy free purchase protection and international travel insurance3 and choose from a number of great rewards with rewards points that never expire.1

Apply now

For every $1 you spend you'll earn 1 Reward Point that never expires.1
Rewards MasterCard

Special offer

1.90% p.a. for 6 months on balance transfers2,
reverting back to the standard cash rate thereafter plus:

- 1 Reward Point per $1 spent1
- Up to 55 days interest free5

Features

  • Earn 1 Reward Point for every $1 you spend on your card1
  • Competitive rate on purchases of just 19.74%p.a.
  • There is a low annual fee of just $90
  • You can transfer your balances from other credit cards and save with a discounted interest rate of 1.90%p.a. for the first 6 months of the balance transfer2
  • You receive up to 55 days interest free on retail purchases5
  • You receive free purchase protection on any new items purchased using your CUA Rewards MasterCard that are lost, stolen or damaged within three months3
  • You can order up to four additional cards so you can share the benefits and maximise your Rewards Points
  • Cardholders receive free international travel insurance3

Your choice of great rewards options

There are more than 300 rewards items on offer including:

  • Cashback – use your Rewards Points to reduce your outstanding balance or pay your annual fee
  • Take Flight – fly with any airline, anywhere and at any time, or use your Rewards Points for hotels, hire cars, trains or cruises4
  • Shopping vouchers from leading retailers including Myer, David Jones, Target and Kmart
  • Electronic items such as iPods, cameras, mobile phones and whitegoods
  • Frequent flyer points – you can transfer your Rewards Points to Virgin Airlines Velocity points or Singapore Airlines KrisFlyer points.

For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday, or visit your local CUA branch.

How to apply

Apply via the online application form.

Drop into your local CUA branch.

Please ensure that you read the Credit Guide for Credit Assistance (PDF File, 138.2 KB) before applying.

Important information
Fees and charges apply. Terms and conditions apply and are available upon request.
Final approval of your MasterCard® application will be subject to satisfying Card Services’ Credit Criteria.

1 All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open and in good standing.

2 Your total balance transfers with this offer may not exceed 80% of your credit limit. The 1.90%p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the CUA Rewards MasterCard Annual Percentage Rate for cash advances, currently 21.74%p.a..  Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 15 April 2013. This offer ends 30 June 2013. Existing CUA Credit Cardholders are not eligible to apply for this offer.

3 Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.

4 Take Flight Travel Service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. Travel booked via the call centre must be paid in full using the member's CUA MasterCard, with a cashback processed to the value of points redeemed. Cashback on member account may take up to 14 days. Redemption via the Take Flight Travel Service call centre is available only to members enrolled in the Card Services Rewards Program and is not available to cardholders who enroll in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking. MasterCard® is the registered trademark of MasterCard® International Incorporated.

5 The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

© 2013 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238 098, Australian credit licence 238098 which provides and administers credit.

    Rates & Fees

    Interest rates are on a per annum basis and are subject to change.

    Interest rate 19.74%p.a.interest rate on purchases 
    Cash rate 21.74%p.a.interest rate on cash advances 

    View all CUA rates


    Fees

    Other fees may apply

    Annual account fee $90 
    Additional card fee $15 

    View all CUA Fees


    Apply now
    Call 133 282

    Mon - Fri   8:00am - 8:00pm (AEST)
    Sat             8:00am - 4:00pm (AEST)

    Find a rediATM, branch or Mobile Banker