Our policy holders know what it’s like to access products designed to support their lifestyle – not to line the pockets of shareholders.
Our profits are injected back into the insurer to ensure premiums are kept low and policy holders have access to the best possible benefits.
You have the choice of paying your premiums weekly, fortnightly or monthly. If there are no funds in your CUA transaction account we will keep trying throughout the month - without charging dishonour fees.
Under a family policy dependents are covered until age 23 (25 for full time students) - with no additional premiums!
Switch to CUA Health and get the first month FREE!*
You deserve a real change for the better, so get in touch today:
CUA Health Limited ABN 98 098 685 459
Conditions apply – please refer to the CUA Health brochure.
*First month free offer cannot be used in conjunction with any other offer and is only offered to new CUA Health policy holders who join via CUA directly after 28 February 2013. Offer can be withdrawn at any time.
If you have not previously held private health insurance, or you upgrade your cover, the following waiting periods will apply:
|Accident cover||no waiting|
|Pre-existing condition||12 months|
|Obstetrics-related condition||12 months|
|Crowns and bridges, dentures, orthodontic, periodontic, wisdom teeth, endodontics, hearing aids#, orthotic appliances, podiatry-related aids, prostheses benefits and approved appliances#.||12 months|
|Optical benefits, Health Management Programs||6 months|
|Psychiatric care, rehabilitation or palliative care
(even if the condition is pre-existing)
| All other benefits
|| 2 months
*What is a pre-existing condition?
A pre-existing condition is one where signs or symptoms of your ailment, illness or condition – in the opinion of a medical practitioner appointed by us (not your own doctor) – existed at any time during the six months ending on the day on which you purchased your hospital insurance or upgraded to a higher level of hospital cover.
The only person authorised to decide if an ailment, illness or condition is pre-existing is the medical practitioner appointed by us. The medical practitioner we appoint must; however, consider any information regarding signs and symptoms provided by your treating medical practitioner(s).
Private health insurers can apply a special waiting period to new customers of hospital tables who have pre-existing conditions.
This waiting period also applies to existing policy holders who have recently upgraded their level of hospital cover.
If the ailment, illness or condition is considered pre-existing:
Monday to Friday
8:00am - 5:00pm (AEST)