1 Year Introductory Variable Rate home loan

Make the first year of your mortgage easier by taking up CUA’s low introductory rate. You can get a jump start on repayments and keep all the flexibility of a CUA mortgage.

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Features

With a CUA 1 Year Introductory Variable Rate home loan:

You can redraw payments you’ve made in advance (minimum $1,000)
You can reduce the interest you pay on your loan by nominating a 100% offset account
You can choose interest only repayments - an ideal option for investors
You can make lump sum payments without penalty
There are no monthly account keeping fees or early payout fees
You receive extra free transactions on your CUA savings account
There’s a construction option if you are building a home
The loan reverts to a Standard or Discount home loan after the introductory period, depending on the original loan amount

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How to apply

Apply via the online application form

Enquire via the online form

For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday

Contact your local Mobile Banker

Drop into your local CUA branch

_{Interest rates are on a per annum basis and are subject to change. Interest rate reverts to current standard variable rate on expiration of the introductory period. Home loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application. For new business only.}

_{Comparison rate calculated on a home loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured home loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.}

_{Rates current as at 1 February 2012.}

Request a home loan key fact sheet

Home Loan Key Facts Sheets are part of the Australian Government’s banking reforms effective 1 January 2012.

The Key Facts Sheet outlines loan information in a standardised format used by all financial institutions, therefore allowing you to compare CUA home loan products against those available from competitor institutions.

The Key Facts Sheet highlights important information, such as the total amount to be paid back over the life of a loan, and what the expected repayment is for every dollar borrowed.

Please contact one of our lending specialists to further discuss our product offering and the best suited product for your situation.

For more information on choosing the right home loan for you, you may also wish to visit the ASIC consumer website.

For more information on home loan key fact sheets please view the frequently asked questions.

Rates & Fees

Interest rate	6.34%p.a.
Comparision rate	6.74%p.a.

What is a comparison rate?

View all CUA rates

Fees

Other fees may apply

New loan establishment	$600
Monthly account keeping	$0

View all CUA Fees