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1 Year Introductory Variable Rate home loan

Today's interest rate is: View interest rates

1 Year Introductory Variable Rate home loan

Make the first year of your mortgage easier by taking up CUA’s low introductory rate. You can get a jump start on repayments and keep all the flexibility of a CUA mortgage.

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Enjoy lower home loan interest rates in the first year

Get an award winning home loan - Awarded Gold Medal in the Building Society 'Mortgage of the Year Awards 2012' for the 1 Year Introductory Rate home loan.

The CUA 1 Year Introductory Variable Rate home loan gives you:

  • Redraw facility on advanced repayments (minimum $1,000)
  • 100% offset account available
  • Interest only repayments options
  • Make lump sum repayments without penalty
  • No monthly account keeping fees or early payout fees
  • Loans available for construction

You also receive extra free transactions on your CUA savings account.

The CUA 1 Year Introductory Variable Rate home loan reverts to a Standard Variable home loan or Discount variable rate home loan after the introductory period, depending on the original loan amount.

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How to apply for a home loan online

How to apply

For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday.

Interest rates are on a per annum basis and are subject to change. Interest rate reverts to current standard variable rate on expiration of the introductory period. Home loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application. For new business only.

Comparison rate calculated on a home loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured home loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates current as at 14 June 2013.

Request a home loan key fact sheet

Home Loan Key Facts Sheets are part of the Australian Government’s banking reforms effective 1 January 2012.

The Key Facts Sheet outlines loan information in a standardised format used by all financial institutions, therefore allowing you to compare CUA home loan products against those available from competitor institutions.

The Key Facts Sheet highlights important information, such as the total amount to be paid back over the life of a loan, and what the expected repayment is for every dollar borrowed.

Please contact one of our lending specialists to further discuss our product offering and the best suited product for your situation.

For more information on choosing the right home loan for you, you may also wish to visit the ASIC consumer website.

For more information on home loan key fact sheets please view the frequently asked questions.

    Rates & Fees

    Interest rate 5.22%p.a. 
    Comparision rate 5.62%p.a. 

    What is a comparison rate?

    View all CUA rates

    Fees

    Other fees may apply

    New loan establishment $600 
    Monthly account keeping $0 

    View all CUA Fees

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