^ Although the minimum loan amount for an individual loan under the CUA Rate Breaker Package is $10,000, to be eligible for the Package you must have a total combined mortgage lending of $250,000 or more with CUA. Mortgage lending includes all retail term home loans and Mortgage Freedom facilities (and excludes commercial loans, overdrafts, and personal loans).
*The nominated CUA savings account at the time the loan is funded must remain open for the fixed rate period. Advanced payments in excess of the permitted 3 agreed repayments (AGR) allowance, will be transferred to this account at the end of each day.
** Introductory Rate Termination Fee (IRTF) will no longer be charged for new introductory home loans funded on or after 1 July 2011. It is still applicable for an introductory product loan where the funding date was prior to 1 July 2011 and if the loan is paid out within the first 3 years of loan issue.
# Early Payout Fee (EPF) applies if loan is paid out early or switches from a fixed rate during the fixed rate period.