Buying your first home

Steps to buying your first home

Follow these simple steps to owning your first home sooner:

1. Find out how much you can borrow and where you can afford to buy using our borrowing power calculator and where can I buy calculator
2. Decide what property type you want to buy
3. Have your home loan pre-approved before you start looking for your first home
4. Plan a detailed budget
5. Research your entitlements for the government’s first home owner grant
6. Choose a home loan that is right for you

7. Once you have found the right place to buy:

   • Ask the right questions to help you negotiate the right price
   • Conduct a pre-purchase inspection to have a professional look for any potential issues
   • Read all terms and conditions and make sure you are happy with what’s included in the contract

For more information on these steps view our 10-step buying checklist.

Which home loan?

Browse our home loan options below or contact us and let one of our home loan experts help you decide which home loan is right for you.

CUA Rate Breaker Package

The CUA Rate Breaker Package puts more money in your pocket by giving you a discounted interest rate on your variable rate home loan.

Variable and Fixed Rate home loans

Compare our home loans by key features including interest rates and fees.

Fund your first home with CUA

We’re focused on providing better valued products and services to help you own your first home sooner. With CUA you'll enjoy:

• Award winning home loans*
• Local Mobile Bankers who can come to you
• Access to your accounts via the rediATM network

Turn to CUA for a better banking experience. Apply or enquire now using the links below.

APPLY NOW ENQUIRE NOW

For more information:

• Call 133 282 (8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday)
• Visit your local CUA branch
• Locate a Mobile Banker

*3 Year and 5 Year Fixed Rate home loans awarded "five stars" for outstanding value by CANSTAR 2012