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A CUA Fixed home loan can save you money by not including extras that you may not need. It comes with standard features and a low interest rate on a fixed term of your choice.
With a CUA Fixed Rate home loan:
If you've borrowed more than $250,000, your home loan will automatically revert to our Discount Variable home loan at the end of your fixed rate term. If your home loan is less than $250,000, it will automatically revert to our Standard Variable home loan.
| Fixed rate term |
Interest rate |
Comparison rate |
| 1 year |
6.10%p.a. | 6.71%p.a. |
| 2 year | 6.06%p.a. | 6.65%p.a. |
| 3 year | 5.99%p.a. | 6.57%p.a. |
| 5 year | 6.69%p.a. | 6.76%p.a. |
Looking for a fixed rate with more flexible features?
Check out the CUA Premium Fixed home loan.
Apply via the online application form
Enquire via the online form
For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday
Contact your local Mobile Banker
Drop into your local CUA branchA daily sweep will refund any amounts paid in advance that exceed the 3 agreed repayments allowance. Excess funds will be swept to the nominated CUA savings account, which must remain open for the fixed rate period.
Reverts to the current standard variable or discount variable rate for loans $250,000 or greater on expiration of the fixed rate period. Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate effective from 1 February 2012 and subject to change without notice.
* Three Year Fixed Rate offer available for a limited time only, and may be amended or withdrawn at anytime at CUA’s discretion. This offer is available for 'new business only'. New business means borrowings new to CUA, or additional borrowings for home or residential investment and excludes commercial lending. Existing loans may not be switched to this product. Availability of rate will be determined at time of approval. Maximum loan amount of $1,500,000 will apply.
Building Society/Credit Union of the Year 2011 – Your Mortgage Magazine Mortgage of the Year Awards,
Best Mutual Lender 2011 – The Adviser Australian Lending Awards.
Home Loan Key Facts Sheets are part of the Australian Government’s banking reforms effective 1 January 2012.
The Key Facts Sheet outlines loan information in a standardised format used by all financial institutions, therefore allowing you to compare CUA home loan products against those available from competitor institutions.
The Key Facts Sheet highlights important information, such as the total amount to be paid back over the life of a loan, and what the expected repayment is for every dollar borrowed.
Please contact one of our lending specialists to further discuss our product offering and the best suited product for your situation.
For more information on choosing the right home loan for you, you may also wish to visit the ASIC consumer website.
For more information on home loan key fact sheets please view the frequently asked questions.
| 3 Year Fixed interest rate | 5.99%p.a. |
|---|---|
| 3 Year Fixed comparision rate | 6.57%p.a. |
Other fees may apply
| New loan establishment | $600 |
|---|---|
| Monthly account keeping | $0 |
Monday to Friday
8:00am - 8:00pm (AEST)
Saturday
8:00am - 4:00pm (AEST)