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A Fixed Rate home loan with CUA gives you a competitive interest rate and the certainty of the same repayment amount over the the fixed term of your loan. You can select a fixed term of 1, 2, 3 or 5 years.
Award winning fixed rate home loan with competitive interest ratesGet an award winning home loan - awarded “five stars” for outstanding value by CANSTAR 2013 for the 1, 2, 3 and 5 Year Fixed Rate home loans.
The CUA Fixed Rate home loan gives you:
You also receive extra free transactions on your CUA savings account.
How to apply for a home loan online.
If you've borrowed more than $250,000, your home loan will automatically revert to our Discounted Variable Rate home loan at the end of your fixed rate term. If your home loan is less than $250,000, it will automatically revert to our Standard Variable home loan.
| Fixed rate term | Interest rate | Comparison rate |
|---|---|---|
| 1 year | 5.10%p.a. | 5.83%p.a. |
| 2 years | 5.10%p.a. | 5.76%p.a. |
| 3 years | 5.10%p.a. | 5.70%p.a. |
| 5 years | 5.54%p.a. | 5.77%p.a. |
Apply now for a Fixed Rate home loan>
Looking for a fixed rate mortgage with more flexible features? Check out our Premium Fixed Rate home loan.
For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday.
We can help you with more information about our range of fixed rate home loans. From what fixed rate term could suit your budget and lifestyle, to how you could maximise the three agreed advanced repayments to help you pay off your fixed rate home loan sooner – CUA is here to help you.
For more information about CUA’s range of fixed rate home loans:
A daily sweep will refund any amounts paid in advance that exceed the 3 agreed repayments allowance. Excess funds will be swept to the nominated CUA savings account, which must remain open for the fixed rate period.
*Fixed interest rate. Reverts to the current standard variable or discount variable rate for loans $250,000 or greater on expiration of the fixed rate period. Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application.
#Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate effective from 22 March 2013 and subject to change without notice.
Building Society/Credit Union of the Year 2011 – Your Mortgage Magazine Mortgage of the Year Awards,
Best Mutual Lender 2011 – The Adviser Australian Lending Awards.
Home Loan Key Facts Sheets are part of the Australian Government’s banking reforms effective 1 January 2012.
The Key Facts Sheet outlines loan information in a standardised format used by all financial institutions, therefore allowing you to compare CUA home loan products against those available from competitor institutions.
The Key Facts Sheet highlights important information, such as the total amount to be paid back over the life of a loan, and what the expected repayment is for every dollar borrowed.
Please contact one of our lending specialists to further discuss our product offering and the best suited product for your situation.
For more information on choosing the right home loan for you, you may also wish to visit the ASIC consumer website.
For more information on home loan key fact sheets please view the frequently asked questions.
| 3 Year Fixed interest rate | 5.10%p.a. |
|---|---|
| 3 Year Fixed comparision rate | 5.70%p.a. |
Other fees may apply
| New loan establishment | $600 |
|---|---|
| Monthly account keeping | $0 |
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Sat 8:00am - 4:00pm (AEST)