Premium fixed rate home loan

Current interest rate: View interest rates

Premium Fixed Rate home loan

A Premium Fixed home loan with CUA gives you flexible features and more control over your budget, because you'll know exactly how much your repayments will be for a fixed period.

Enquire

CANSTAR Outstanding value Home LoanAward winning fixed rate home loan with flexible features and competitive fixed interest rates

With a CUA Premium Fixed Rate home loan:

  • Outstanding value – Awarded “five stars” for outstanding value by CANSTAR 2013
  • Redraw facility on advanced repayments (minimum $200)
  • 100% offset account available
  • Interest only repayment options
  • Make lump sum repayments without penalty
  • No monthly account keeping fees
  • Loans available for construction

You also receive extra free transactions on your CUA savings account.

If you've borrowed more than $250,000, your home loan will automatically revert to our Discounted Variable Rate home loan at the end of your fixed rate term. If your home loan is less than $250,000, it will automatically revert to our Standard Variable home loan.

Enquire

How to apply for a home loan online.

Compare our Premium Fixed Rate home loan rates

Fixed rate term Interest rate Comparison rate
1 year 4.89%p.a. 5.40%p.a.
2 years 4.89%p.a. 5.36%p.a.
3 years 4.89%p.a. 5.31%p.a.
5 years 5.50%p.a. 5.50%p.a.

Looking for a low interest fixed rate home loan to help you pay off your home sooner? Check out our Fixed Rate home loan.

How to apply

For more information, please call 133 282 between 8:00am - 8:00pm (AEST) Monday to Friday or 8:00am - 4:00pm (AEST) Saturday and Sunday.

Reverts to the current standard variable or discount variable rate for loans $250,000 or greater on expiration of the fixed rate period. Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. CANSTAR CANNEX Home Loan Star Ratings Report May 2011.

Rate effective from 17 April 2014 and subject to change.

Request a home loan key fact sheet

Home Loan Key Facts Sheets are part of the Australian Government’s banking reforms effective 1 January 2012.

The Key Facts Sheet outlines loan information in a standardised format used by all financial institutions, therefore allowing you to compare CUA home loan products against those available from competitor institutions.

The Key Facts Sheet highlights important information, such as the total amount to be paid back over the life of a loan, and what the expected repayment is for every dollar borrowed.

Please contact one of our lending specialists to further discuss our product offering and the best suited product for your situation.

For more information on choosing the right home loan for you, you may also wish to visit the ASIC consumer website.

For more information on home loan key fact sheets please view the frequently asked questions.

    Rates & Fees

    3 Year Premium Fixed 4.89%p.a. 
    3 Year Premium Fixed comparision 5.31%p.a. 

    What is a comparison rate?

    View all CUA rates


    Fees

    Other fees may apply

    New loan establishment $600 
    Monthly account keeping $0 

    View all CUA Fees


    Enquire