LOGON TO WEB BANKER

Today's interest rate is: View interest rates

Premium Fixed Rate home loan

A Premium Fixed rate home loan gives you more control over your budget, because you know exactly how much your repayments will be for a fixed rate period. It is a popular option for borrowers who believe interest rates are likely to increase in the short or medium term.

Apply Now

Features

With a CUA Premium Fixed Rate home loan:

  • You can redraw payments you’ve made in advance (minimum $1,000)
  • You can reduce the interest you pay on your loan by nominating a 100% offset account
  • You can choose interest only repayments - an ideal fixed term option for investors
  • You can make lump sum payments without penalty
  • There are no monthly account keeping fees
  • You receive extra free transactions on your CUA savings account
  • There’s a construction option if you are building a home

If you've borrowed more than $250,000, your home loan will automatically revert to our Discount Variable home loan at the end of your fixed rate term. If your home loan is less than $250,000, it will automatically revert to our Standard Variable home loan.

ENQUIRE NOW

Fixed rate term Interest rate

Comparison rate
1 year 6.15%p.a. 6.49%p.a.
2 year 6.15%p.a. 6.46%p.a.
3 year 6.09%p.a. 6.42%p.a.
5 year 6.89%p.a. 6.72%p.a.

Looking for a cheaper fixed rate without the bells and whistles?

Check out the standard CUA Fixed home loan.

How to apply

Apply via the online application form

Enquire via the online form

For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday

Contact your local Mobile Banker 

Drop into your local CUA branch

Reverts to the current standard variable or discount variable rate for loans $250,000 or greater on expiration of the fixed rate period. Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. CANSTAR CANNEX Home Loan Star Ratings Report May 2011.

Rate effective from 15 May 2012 and subject to change.

Request a home loan key fact sheet

Home Loan Key Facts Sheets are part of the Australian Government’s banking reforms effective 1 January 2012.

The Key Facts Sheet outlines loan information in a standardised format used by all financial institutions, therefore allowing you to compare CUA home loan products against those available from competitor institutions.

The Key Facts Sheet highlights important information, such as the total amount to be paid back over the life of a loan, and what the expected repayment is for every dollar borrowed.

Please contact one of our lending specialists to further discuss our product offering and the best suited product for your situation.

For more information on choosing the right home loan for you, you may also wish to visit the ASIC consumer website.

For more information on home loan key fact sheets please view the frequently asked questions.

    Rates & Fees

    3 Year Premium Fixed 6.09%p.a. 
    3 Year Premium Fixed comparision 6.42%p.a. 

    What is a comparison rate?

    View all CUA rates

    Fees

    Other fees may apply

    New loan establishment $600 
    Monthly account keeping $0 

    View all CUA Fees

    Apply Now