What you need to apply

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Use this list to find out what information we need to complete your home loan application.

Buying property

We ask you for:

1. Details of what you earn

  • Your two latest pay slips showing the year-to-date gross income (before taxes and deductions)
  • Last year's payment summary (Group Certificate) or your most recent tax assessment

If you are self-employed, we ask for a copy of your two latest tax returns, as well as profit and loss statements for the past two years, and your most recent tax assessment.

2. Your savings record

  • Account statements

3. Details of your assets

  • The value of any investments or other assets you own, including things like furniture, leisure items, vehicles and superannuation

4. Details of what you owe

  • The amount you owe on existing loans, credit cards, store charge cards and any other debts

5. A copy of the contract of sale

6. A copy of the receipt you received when you paid your deposit

7. A copy of your building specifications, if you are building a new home

Start your online home loan application now with CUA.

APPLY NOW

Refinancing a loan

We ask you for:

1. Details of what you earn

  • Your two latest pay slips showing year-to-date gross income (before taxes and deductions)
  • Last year's payment summary (Group Certificate) or your most recent tax assessment.

If you are self-employed, submit a copy of your two latest tax returns, as well as profit and loss statements for the past two years, and your most recent tax assessment.

2. Your savings record

  • Account statements

3. Details of your assets

  • The value of any investments or other assets you own, including things like furniture, leisure items, vehicles and superannuation

4. Details of what you owe

  • The amount you owe on existing loans, credit cards, store charge cards, other loans and any other debts

5. The last six months of statements for your existing home loan from the financial institution you currently have your loan with

6. A rates notice

Start your online home loan application now with CUA.

APPLY NOW