1 Application of discounts is subject to minimum premiums and rounding. In some instances this may reduce the extent to which the discount is applied. Discounts may not be applied to any flood component of the premium (if applicable). In addition, the discount is applied to the premium before application of fees, charges and taxes that are included in the total premium amount paid by you. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding. Any online discount is applied to the standard rates for a new policy (excluding optional covers, such as flood cover) and is for the first year's premium only (unless stated otherwise). The online discount applies to home and contents, comprehensive car and landlord insurance from CUA, underwritten by Allianz Australia Insurance Limited ASFL no 234708, when purchased via links from the cua.com.au website.