Car insurance

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Car insurance can cover more than just the car. Ask us about truly comprehensive insurance that includes things the others don’t.

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Ask CUA about car insurance that covers more than just your car.

Protect your motor vehicle

Car insurance is designed to protect your motor vehicle against a range of insured events – including cover for:

  • Loss or damage to your motor vehicle (e.g. because of a collision, fire or theft)
  • Your legal liability for loss or damage to another person’s vehicle or property

Features and benefits include:

  • Choice of “Comprehensive”, “Third Party Fire and Theft” or “Third Party Property Damage” insurance
  • Choice of repairer
  • Option to insure for either market value or agreed value
  • Choice of excess to help reduce your premium
  • Nominated Driver option to help reduce your premium
  • Pay by the month for no extra cost

Comprehensive and Third Party Fire and Theft

“Comprehensive” and “Third Party Fire and Theft” provide additional cover for:

  • Theft or attempted theft of your vehicle, or theft of your keys
  • Hire vehicle costs after theft or attempted theft
  • Emergency or temporary repairs
  • Towing and transport of your vehicle
  • Recoding of locks and barrels if your keys are stolen

Comprehensive

“Comprehensive” insurance cover and benefits also include:

  • Replacement of vehicle if it is a total loss 1
  • Loss or damage by storm or flood, vandalism or a malicious act covered
  • Nominated Driver Low Kilometre (less than 10,000 km) option available to reduce your premium
  • Earned No Claim Bonus Protection rewards good driving and provides you with at-fault claim(s) (optional cover you can add)
  • Windscreen or window glass (optional cover you can add)
  • Cover for trailers attached to your vehicle
  • Replacement cost of personal items damaged in an incident or stolen from your car covered (up to $500)
  • Replacement cost of baby capsules and child seats covered
  • Funeral expenses up to $5,000 paid to driver’s estate
  • Up to $30 million in liability cover on all policies
  • Uninsured motorist damage on all policies
  • All policies covered by CGU’s Fair Dealing, Money Back (21 day cooling off), Repair and Service Guarantees

Compare car insurance cover.

For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday, or visit your local CUA branch.

Quotes

Car insurance is provided through our partnership with CGU.

Get a quick quote online today.

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Car insurance can be purchased online after you finish your quote.

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How to apply

Car insurance can be purchased online after you finish your quote.

Please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday.

Drop into your local CUA branch.

1 Vehicle must be less than two years old and not travelled more than 30,000 km, or more than two years old but less than three years and not travelled more than 50,000 km.

Credit Union Australia Limited ABN 44 087 650 959 (CUA) acts under its own Australian Financial Services Licence No. 238317 and under an agreement with the insurer CGU Insurance Limited ABN 27 004 478 371 (CGU) AFSL 238291. CGU Car Insurance is issued by CGU Insurance Limited. You can get a product disclosure statement (PDS) for the product from any office of CUA or CGU. This is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). You should consider the PDS in deciding whether to buy or hold the product.