Home and contents insurance

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Home and Contents insurance covers all the big and small accidents, as well as those items that spend time outside the home! Ask us about truly comprehensive insurance that includes things the others don’t.

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Ask CUA about home and contents insurance that covers all the big and small accidents.

Home and Contents insurance protects your home and contents against a range of insured events including damage or loss caused by:

  • Fire, flood, storm, rainwater, wind, water or lightning damage
  • Earthquake or tsunami
  • Theft or attempted theft
  • Malicious damage
  • Electric motor burnout

    Accidental damage

    Accidental damage policies provide:

    • Accidental loss or damage cover
    • Accidental glass breakage cover
    • Higher insured limits
    • Australia and NZ wide cover for your contents away from home for up to 90 days

      Features and benefits include:

      • New for old replacement
      • Choice of excess to help reduce premiums
      • Pay by the month for no extra cost
      • No need to list most contents as “valuables” saving you money
      • Covers cost of rebuilding (demolition, architect fees etc) on top of the building sum insured so you are not left with a large shortfall
      • Also includes cover for items outside of the home 1
      • Covers credit card and transaction card misuse if lost, stolen or fraudulently used on the internet 2
      • Up to $20 million in liability cover
      • Great claims service – available 24 x 7

        Compare home insurance cover.

        For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday, or visit your local CUA branch.

        Quotes

        Home insurance is provided through our partnership with CGU.

        Get a quick quote online today.

        Get a quote

        Home insurance can be purchased online after you finish your quote.

        Retrieve a saved quote

        How to apply

        Home insurance can be purchased online after you finish your quote.

        Please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday.

        Drop into your local CUA branch.

        1Conditions apply for cover provided against theft or storm damage for contents at home in the open air. Under the Listed Events policy cover is provided for items up to $2,000 for loss or damage as a result of storm, rainwater or wind damage, or theft/attempted theft. Under the Accidental Damage policy cover is provided up to the sum insured.

        2Conditions apply for cover provided for credit card and transaction account misuse. Up to $5,000 of cover is provided if stolen or fraudulently used on the internet.  Cover for a lost card is only provided under the Accidental Damage policy.

        Credit Union Australia Limited ABN 44 087 650 959 (CUA) acts under its own Australian Financial Services Licence No. 238317 and under an agreement with the insurer CGU Insurance Limited ABN 27 004 478 371 (CGU) AFSL 238291. CGU First Choice Home and Contents Insurance is issued by CGU Insurance Limited. This is general advice only and does not take into account your objectives, financial situation or needs (your "personal circumstances"). You can get a product disclosure statement (PDS) for the product from any office of CUA or CGU. You should consider the PDS in deciding whether to buy or hold the product.

          Call 133 282

          Mon - Fri   8:00am - 8:00pm (AEST)
          Sat             8:00am - 4:00pm (AEST)

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