There aren’t many things in life that beat the excitement of a new car. Whether it’s new or second hand, fast or functional, the quest for a great deal shouldn’t end when you find your car.
CUA offers secured car loans with some of the best interest rates around and with speedy approvals you could be driving off with the car you really want sooner than you think.
I’d like a car loan that puts me first with:
- A fixed rate so I know my repayments won't change
- No account keeping fees
- Flexible repayment options to suit my finances
- No penalties for early payout or extra payments
- A fast decision, normally within 24 hours
- Repayment protection available*
I’d like a car loan with one of the best fixed rates in the market:
|Car Loans interest rates
||More than $30,000
||Less than $30,000
|Cars less than 2 yrs old
||7.99%p.a.# | 8.29%p.a.1 comparison rate
||8.49%p.a.# | 8.79%p.a.1 comparison rate
|Cars between 2 - 5 yrs old
||9.49%p.a.# | 9.79%p.a.1 comparison rate
|Cars more than 5 years old
||Use a variable rate personal loan or fixed rate personal loan to fund your purchase
Apply today and get the car you really want.
For more information, please call 133 282 between 7:00am - 9:00pm (AEDT) Monday to Friday or 8:00am - 5:00pm (AEDT) Saturday and Sunday, or drop into your local CUA branch.
What is a car loan?A secured car loan is a type of personal loan that enables you to buy a vehicle sooner and pay it off with regular weekly, fortnightly or monthly repayments.
What's the difference between a personal loan and a car loan?Car loans are generally offered at a lower interest rate than unsecured personal loans. Providing your car is less than 5 years old, you can apply for a secured car loan where your vehicle is used as security for the loan.
What can I use my car loan for?
You can use your car loan to purchase any new or second hand car, provided it is less than 5 years old. If your car of choice is more than 5 years old, a CUA personal loan is a great way to fund your purchase.
Why a fixed rate car loan with CUA?
Unlike many other banks, a fixed rate car loan with CUA offers you the flexibility of early loan payout or extra payments with no penalties. We also don’t charge any account keeping fees over the life of the loan saving you money and helping you drive off sooner than you may think.
Things you should know
Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application.
* Credicover Loan Repayment Insurance is issued by Credicorp Insurance Pty Ltd ABN 50 069 196 756 AFSL No. 238335.
# Fixed interest rate.
1 Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates current as at 22 November 2013 and subject to change.