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Current interest rate: View interest rates
Variable Personal Loan
A personal loan is a simple way to make those home renovations, take a holiday or fund almost anything you can imagine. With our highly competitive interest rates, there's no need to wait.
I’d like one of the best variable rates in the market:
Variable rate personal loan 12.99%p.a.# |
13.84%p.a.1 comparison rate
I’d like a variable rate personal loan that puts me first with:
- No account keeping fees
- Flexible repayment options to suit my finances
- No penalties for early payout and extra payments
- A fast decision, normally within 24 hours
Make your next purchase personal with a personal loan from CUA.
How much can I borrow?
The amount you can borrow depends on what you are buying and how much you can afford to repay each month.
CUA offers personal loans between $1,000 and $100,000.
Work out how much you can borrow with our personal loan borrowing calculator.
How do I apply for a personal loan?
Applying for a CUA personal loan is simple and can take less than 15 minutes. Click here to complete our online personal loan application form.
Personal Loans Q&As
What is a personal loan?
Personal loans are a great way to access extra cash for a new car, holiday, home renovation and most other purposes.
Why a personal loan with CUA?
CUA offers a range of low interest rate personal loans with no account keeping fees or penalties for early payout, plus the flexibility to make extra payments. Regarded as one of the best personal loans in the market today, CUA can help you buy that purchase without breaking the budget.
How does a personal loan work?
There are two types of personal loans. A secured personal loan is one where the asset you are borrowing for (a car for example) or another asset is used as security for the loan. An unsecured personal loan doesn’t require you to use any asset as security.
Terms can range from 1 to 7 years with no penalties for early payout.
How do I calculate repayments?
CUA offers some of the best personal loan rates in Australia with weekly, fortnightly or monthly repayments. To calculate what your loan repayments will be check out our loan repayments calculator.
What can I use a personal loan for?
You can borrow money through a personal loan for just about any other purpose, such as a car, debt consolidation, holiday, home renovation or even medical expenses.
Things you should know
Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application.
#Variable interest rate.
1 Comparison rate calculated on a loan amount of $10,000 over a term of 3 years based on monthly repayments.These rates are for unsecured loans only.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates current as at 22 May 2013 and subject to change.
Rates & Fees
Interest is calculated daily on whole balances and paid monthly.
| Interest rate | 12.99%p.a. |
|---|---|
| Comparison rate | 13.84%p.a. |
Fees
Other fees may apply
| Loan establishment | $120 |
|---|---|
| Monthly account keeping | $0 |
Mon - Fri 8:00am - 8:00pm (AEST)
Sat 8:00am - 4:00pm (AEST)