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Personal loan

Seen something you like? A CUA personal loan can help you fund just about anything, and offers a range of flexible features.

Apply now

Features

With a CUA personal loan:

  • You get a fast decision, normally within 24 hours
  • Finance pre-approval is available
  • There are no account keeping fees
  • You can make early payout and lump sum payments without any penalty
  • Choose from weekly, fortnightly or monthly repayment options to suit your finances
  • The maximum loan term is seven years.

Discounted personal loan rate

If you have at least 20% equity in your home, you can save money by paying a lower variable interest rate, currently:

  • Variable interest rate 11.20%p.a. – comparison rate of 11.38%p.a.1
For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday, or visit your local CUA branch.

How to apply

For personal loans up to $50,000 you can apply online by completing an online application form. Loans from $50,000-$100,000 may be approved under certain circumstances but applications cannot be submitted online.

For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday.

Drop into your local CUA branch.

Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application.

Personal loan comparison rate of 13.84%p.a. calculated on a loan amount of $10,000 over a term of 3 years based on monthly repayments.

1Discounted personal loan comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Rates current as at 1 February 2012 and subject to change.

    Rates & Fees

    Interest is calculated daily on whole balances and paid monthly.

    Interest rate 12.99%p.a. 
    Comparison rate 13.84%p.a. 

    What is a comparison rate?

    View all CUA rates


    Fees

    Other fees may apply

    Loan establishment $120 
    Monthly account keeping $0 

    View all CUA Fees


    Apply now