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Current interest rate: View interest rates
Pensioner Deeming
Designed especially for pensioners, this account has all the features of an everyday account while also offering a higher interest rate and meeting the requirements of the Federal Government’s deeming legislation.
Pensioner Deeming is the account designed especially to meet the Federal Government’s deeming legislation requirements.
Features
With a CUA Pensioner Deeming account:
- You have peace of mind that your account meets deeming legislation requirements
- You can link your account to a rediCARD or a Visa Debit card with Visa payWave for ATM access
- You have the option of a cheque book
- Pay your bills quickly and easily using BPAY
- You can open the account with a minimum deposit of just $1 and there’s no ongoing minimum deposit
- Interest is calculated daily and paid half-yearly
- Deposits guaranteed by Federal Government*
How to apply
Complete our enquiry form and we will call you to discuss your requirements.
For more information, please call 133 282 between 8am and 8pm AEST Monday to Friday or 8am to 4pm Saturday
Drop into your local CUA branch.
Your needs and financial circumstances have not been taken into account. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase accounts or access facilities, issued by CUA. *Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme from 1 February 2012.
Rates & Fees
Funds are available on call. Interest is calculated on daily balances and paid half-yearly. Rate applies on a stepped basis. Interest paid at 2.5% pa on balances up to $45,400, then at 4.00% pa on that portion of the balance over $45,400.
| $0 - $45,400 | 2.50%p.a. |
|---|---|
| Over $45,400 | 4.00%p.a. |
Fees
• No monthly account keeping fees
• Minimum 4 free transactions per month on main account. Fees may apply for subsequent transactions. All Visa Debit EFTPOS transactions using the 'credit' button, as well as all Visa payWave transactions below $100, are fee-free. BPAY and Pay Anyone transfers via Web Banker are also fee-free
• Additional fee-free transactions per month can be earned based on total borrowings and deposits at the end of each month. For example, total borrowings and deposits of $50,000 or greater earns unlimited fee-free transactions
• Additional fee-free transactions per month can also be earned based on holding additional products.
• Other fees may apply
• For full details refer to the Schedule of Fees
Mon - Fri 8:00am - 8:00pm (AEST)
Sat 8:00am - 4:00pm (AEST)
