Commercial loan
Perhaps you’re starting a brand new business from scratch or buying an already established business. Whatever the change is that you need to make, chances are you’ll be needing a little extra cash to do it.
Purchase a leasehold or franchise business, buy commercial premises or boost your expanding business using a CUA commercial loan and you’ll find the change easier to manage.
- Borrow up to 70% of a commercial property valuation or up to 80% of residential property valuation. All business loans must be secured by real estate. If you have an existing CUA home loan, you could save on costs here if you are using the same property as security for your business loan.
- Make repayments more affordable by spreading your loan over terms up to 20 years or tailor your loan term to suit your lease or franchise agreement.
- Choose between variable or fixed interest rate loans, according to your business situation.
- Choose between principal and interest or interest only loans, depending on your cashflow.
- Pay no ongoing monthly loan account fees.
- Take advantage of increased profits by making extra loan repayments without penalty, even on fixed rate loans.
- Deal with a specialist. One of our Commercial Finance Consultants will get to know your business and work with you to achieve your goals in a way that suits you.
- Because our Consultants are not rewarded based on the business that they write, their priority is to provide you with a balanced and fair assessment of your business finance viability.
