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Variable rate home loan

Fluctuating interest rate is a small price to pay when you think about the benefits of choosing a variable interest rate home loan. A variable home loan gives you the flexibility to make changes to your loan as your life and plans change without costing you a penalty.

  • Basic home loan
    A no frills home loan and you still get a further interest rate discount if you’re borrowing $250,000 or more.
  • Standard home loan
    All the options and flexibility you will ever need in a home loan and after you’ve held one for 3 years, you’ll be eligible for our loyalty interest rate discount
  • Discounted home loan
    Available to borrowers of $250,000 or more and offers a discounted interest rate for the life of the home loan. It contains a full suite of features and is eligible for a further loyalty discount after 3 years
  • 1 Year Introductory
    A highly competitive discounted variable rate for the first 12 months to help give you a jump start on your repayments
  • Better Start Home Loan
    An attractive low variable interest rate for the first 3 years and still makes available all the flexible features of most standard variable products

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View interest rates and fees.

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