Good move stories

Hear from members who made a good move with us in more ways than one.

Our members explain how they made a good move for their finances, their family and their community with a CUA home loan.

Make a good move with CUA

We’re Australia’s largest credit union and we exist to help our members through life’s big changes, like buying a home or refinancing. Because we’re owned by our members, our profits go towards making improvements that enrich your life and support your community.

A good move for your finances

A home loan is a big commitment, so it’s important to find one that fits your lifestyle and your finances. We can also help you with your everyday banking, insurance, credit cards and more.

A good move for your family

We’re here to help members through the big changes in their lives. Our range of products and tools can help you through the early stages of parenting.

A good move for your community

We care for our members’ communities, and we like to get involved. Through a range of grants and initiatives, we support local groups and causes across Australia.

  • $0 establishment fee (save $600)3

  • No annual or ongoing monthly fees

  • Mortgage offset – offset up to $50,0004 and save on interest

  • Unlimited additional payments without penalty

  • Free redraw5

Find out more
Important information Important information Show content

Rates current as at 21 December 2017 and subject to change.

Home loans issued by Credit Union Australia Ltd ABN 44 087 650 959, Australian credit licence 238317 to approved applicants only. Lending criteria, fees, charges, terms & conditions apply. Ask us for details.

1 Advance Variable Home Loan offer available to new owner-occupier loans of $100,000 or more with principal and interest repayments. Not available for construction purposes. Maximum LVR limit of 90% inclusive of lenders mortgage insurance (LMI) applies.

2 New loans only. Offer not available for switching of existing CUA home loans or to applicants for another CUA home loan fully approved prior to 25/08/2017.

3 Loan Establishment Fee of $600 waived until fee waiver offer withdrawn.

4 You must maintain a minimum balance of $500 in each offset account to obtain an offset benefit. The maximum in your offset accounts that is able to be offset against your Advance Variable home loan when calculating interest is $50,000. Offset account balances in excess of $50,000 will not be taken into account when calculating interest on your loan. You will also not receive any interest on the funds in your offset accounts.

5 A $200 minimum withdrawal amount applies for redraws conducted in-branch.

*Comparison rate calculated on a $150,000 loan over 25 years based on monthly repayments. WARNING: Comparison rate true only for example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rate.