Business Loan

Residential Security
Commercial Security

CUA is by your side

If you’re buying a business, growing your business or looking to manage your cashflow, we have finance options to help.

Why choose a CUA business loan

Our business loan accounts have no monthly or annual account fees, leaving you with more money to invest in your business.
Business loans can be secured with Residential or Commercial security with loan terms up to 15 years.
Have the added flexibility of a variable rate loan, or lock in your rate with our 1, 2, 3 or 5 year fixed rates along with the option to redraw your advance payments.
Tailor your loan to suit your business and choose between principal and interest or interest only loan repayments.

For full details, see the Schedule of Fees.

Rates as of 2 September 2020 for Principal and Interest and Interest Only business loans: *

Residential Security Commercial Security
Variable term Loan 4.39% (Reference rate) 4.89% (Reference rate)
Fixed term loan – 1 year 3.88% 4.34%
Fixed term loan – 2 year 3.88% 4.38%
Fixed term loan – 3 year 3.99% 4.49%
Fixed term loan – 5 year 4.29% 4.79%

*Rates are available to applicants for business purposes only.

Business Loan


Business lending may be suitable for:

  • Sole Traders
  • Partnerships
  • Companies
  • Trusts
Additional lending criteria also applies

Apply here

Important information Important information Show content

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959 AFSL and Australian Credit License 238317 to approved applicants only. Lending criteria, terms, conditions, fees and charges apply. Ask us for details.