Business Loan

2.49
Residential Security
3 year fixed, valid until 13th April 2021
2.99
Commercial Security
3 year fixed, valid until 13th April 2021
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CUA is by your side

If you’re buying a business, growing your business or looking to manage your cashflow, we have finance options to help.

Business overdraft

A CUA Business overdraft can help you to closely manage your cashflow without compromising your business goals.

Learn More

CUA Everyday Business Account

Keep your business running smoothly with this account for your everyday banking needs.

Learn More

CUA Everyday Account for Communities

Why Choose an Everyday Account for Communities

Learn More

Why choose a CUA business loan

Our business loan accounts have no monthly or annual account fees, leaving you with more money to invest in your business.
Business loans can be secured with Residential or Commercial security with loan terms up to 15 years.
Have the added flexibility of a variable rate loan, or lock in your rate with our 1, 2, 3 or 5 year fixed rates along with the option to redraw your advance payments.
Tailor your loan to suit your business and choose between principal and interest or interest only loan repayments.

For full details, see the Schedule of Fees.

Rates as of 18 December 2020 for Principal and Interest and Interest Only business loans: *

Residential Security Commercial Security
Variable term Loan 4.24% (Reference rate) 4.74% (Reference rate)
Fixed term loan – 1 year 3.24% 3.74%
Fixed term loan – 2 year 2.99% (Campaign rate valid until 13th January 2021) 3.38% (Campaign rate valid until 13th January 2021)
Fixed term loan – 3 year 2.49% (Campaign rate valid until 13th January 2021) 2.99% (Campaign rate valid until 13th January 2021)
Fixed term loan – 5 year 3.69% 4.19%

*Rates are available to applicants for business purposes only.

Business Loan

Eligibility

Business lending may be suitable for:

  • Sole Traders
  • Partnerships
  • Companies
  • Trusts
Additional lending criteria also applies

Apply here

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Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.