Business Overdraft

Residential Security
Commercial Security

Apply for a Business Loan and or Business Overdraft before 30 June 2021 and we will only charge a $350 Establishment Fee irrespective of the total loan and limit amount

CUA is by your side

If you’re buying a business, growing your business or looking to manage your cashflow, we have finance options to help.

Why choose a Business overdraft

Sometimes your working capital can be affected by the natural cash flow fluctuations in your business. An overdraft allows you to manage these times without compromising your business capacity or relationships.

With a flexible repayment structure, you can make lump-sum payments at any time or pay off in smaller amounts.
Our business overdrafts have no monthly or annual account fees, leaving you with more money to invest in your business.
Funds are on demand and you’re only charged interest on the money you use when you have drawn down on your overdraft.

For full details, see the Schedule of Fees.

Rates as of 13 April 2021.*

Residential Security Commercial Security
Overdraft 5.20% (Reference rate) 6.10% (Reference rate)

*Rates are available to applicants for business purposes only.

Business Overdraft


Business lending may be suitable for:

  • Sole Traders
  • Partnerships
  • Companies
  • Trusts
Additional lending criteria also applies

Apply here

Important information Important information Show content

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.

* Credit Union Australia Limited ABN 44 087 650 959, AFSL and Australian Credit Licence 238317 (**CUA**) refers some business loans to GetCapital Pty Ltd ABN 24 149 390 625 (**GetCapital**) under a referral arrangement. Loans are issued by GetCapital to approved business applicants only for commercial purposes. CUA does not assess or issue any loans referred to GetCapital under this arrangement. Lending criteria, fees, charges, terms & conditions apply. Ask Get Capital Pty Ltd for further details.