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Choose how and when you repay Show content
With a flexible repayment structure, you can make lump-sum payments at any time or pay off in smaller amounts.
CUA is by your side
If you’re buying a business, growing your business or looking to manage your cashflow, we have finance options to help.
Why choose a Business overdraft
Sometimes your working capital can be affected by the natural cash flow fluctuations in your business. An overdraft allows you to manage these times without compromising your business capacity or relationships.
Pay no ongoing account keeping fees Show content
Our business overdrafts have no monthly or annual account fees, leaving you with more money to invest in your business.
Interest calculated on daily balances Show content
Funds are on demand and you’re only charged interest on the money you use when you access the overdraft.
Fees is-collapsed Show content
For full details, see the Schedule of Fees.
Ratesis-collapsed Show content
Rates as of 2 September 2020.*
| Residential Security | Commercial Security | |
|---|---|---|
| Overdraft | 6.35% (Reference rate) | 7.25% (Reference rate) |
*Rates are available to applicants for business purposes only.
Business Overdraft
Eligibility
Business lending may be suitable for:
- Sole Traders
- Partnerships
- Companies
- Trusts
Additional lending criteria also applies
Apply here
Important information
Show content
Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959 AFSL and Australian Credit License 238317 to approved applicants only. Lending criteria, terms, conditions, fees and charges apply. Ask us for details.
