Commercial Loan

A trusted partner by your side

If you’re starting your own business, expanding your existing enterprise or even growing your empire by acquiring another company, we can help you make it happen.

Why choose a Commercial Loan?

If you’re starting a new business, buying an established business, purchasing a franchised business, looking to expand or to buy commercial premises for occupation or investment – chances are you’ll need extra cash to do it with.

With no monthly or annual account fees you can save thousands of dollars over the life of your loan, leaving you with more money to invest in your business.
Pay off your loan sooner by making extra repayments without being charged, even on fixed rate loans.
Choose between principal and interest or interest only loan repayments (interest only payable monthly).
Redraw your advance payments when you need to, with the ability to redraw up to $150,000 without a review.
Tailor your loan term to suit your lease or franchise agreement, up to a maximum of 10 years. If you’re purchasing your own commercial premises, we can consider a loan term of up to 15 years.
Have the added flexibility of a variable rate loan, or lock in your rate for either 1, 2, or 3 years so you can budget with more certainty.

Monthly account keeping free

Other fees may apply. For full details, see the Schedule of Fees.

Commercial Loan


You must be:

  • Aged 18 years or over
  • A permanent resident of Australia
  • Other criteria apply

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Important information Important information Show content

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959 AFSL and Australian Credit License 238317 to approved applicants only. Lending criteria, terms, conditions, fees and charges apply. Ask us for details.