Commercial Overdraft

A trusted partner by your side

If you’re starting your own business, expanding your existing enterprise or even growing your empire by acquiring another company, we can help you make it happen.

Why choose a Commercial Overdraft?

Sometimes your working capital can be affected by the natural cash flow fluctuations in your business. An overdraft allows you to manage these times without compromising your business capacity or relationships.

With a flexible repayment structure, you can make lump-sum payments at any time or pay off in smaller amounts.
With no monthly or annual account fees you can save thousands of dollars over the life of your loan, leaving you with more money to invest in your business.
Funds are on demand and you’re only charged interest on the money you use when you access the overdraft.

Monthly account keeping free

Other fees may apply. For full details, see the Schedule of Fees.

Commercial Overdraft


You must be:

  • Aged 18 years or over
  • A permanent resident of Australia
  • Other criteria apply

Open an account

Important information Important information Show content

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959 AFSL and Australian Credit License 238317 to approved applicants only. Lending criteria, terms, conditions, fees and charges apply. Ask us for details.