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eSaver Reward + Everyday Account bundle

 

How does it work?

Your CUA everyday account

CUA Everyday Account

Deposit $1,000 or more each month

From an external account (i.e. your salary)

Your CUA eSaver Reward

CUA eSaver Reward

Earn up to

2.85 %
PA

Balances up to $100,000

0.05% base rate + 2.80% rate bonus interest<<

Why bundle your Everyday and eSaver Reward account?

There are many great benefits to making CUA your main bank and managing your CUA everyday account and eSaver Reward account together in one place.

Track your accounts in one place and instantly move money between your everyday account and eSaver Reward account with online and mobile banking.
Gives you the flexibility to dip into your eSaver Reward savings when you need it without losing your bonus interest as long as you keep depositing $1,000 or more (i.e. your salary) into your everyday account each month.
Boost your eSaver Reward savings with a regular automatic transfer each month from your everyday account.
Ability to add to your savings while you spend with Savings Top-Up (available on the CUA Everyday Account only).

Frequently Asked Questions

You can earn bonus interest on your eSaver Reward account balances up to $100,000 (the proportion of your account balance over $100,000 will earn the base rate of interest).

We determine whether you're eligible for bonus interest by looking at the deposits made into your everyday account(s) during the month. Each month a total of $1,000 (or more) needs to be deposited via direct bank transfer from an external (non-CUA) account into one of your everyday accounts.

This can be either:

  • A single deposit of $1,000 (or more); or
  • A number of deposits made during the month that equal or exceed $1,000.

Please remember that internal transfers from other CUA accounts and cash or cheque deposits do not qualify toward earning bonus interest.

To be able to qualify for bonus interest on your eSaver Reward you must also have a CUA everyday account.

You can open a everyday account or use an existing everyday account. Any of the following everyday accounts can be used for your regular deposit:

  • Everyday
  • Everyday Youth
  • Everyday 55+
  • Everyday Business
  • Prime Access
  • Freedom Plus
  • Platinum Plus

No. We will automatically consider all types of everyday accounts held under your name (i.e. using your Customer Number) and work out if any qualify you for bonus interest on your eSaver Reward. Only one of your everyday accounts needs to meet the criteria of $1,000 deposited each month and the bonus interest will be applied to your eSaver Reward.

We have a limit of one eSaver Reward Account per customer.

Yes you can. The eSaver Reward is flexible allowing you to take out money when you need it without losing your bonus interest. The bonus interest is based on deposits made into your everyday account.

You can have an eSaver Reward Account in one name or in joint names. Keep in mind that each customer can only be an account owner for one eSaver Reward Account, as either a primary or a secondary account holder.

CUA eSaver Reward + Everyday Account bundle

Eligibility

  • You must be a permanent resident of Australia to open a CUA eSaver Reward
  • You also need to hold any one of our everyday accounts and meet bonus conditions to qualify for bonus interest on your eSaver Reward account

Open an account

Switch to CUA

Switch your salary to CUA and start earning bonus interest today. Find out more

Important information Important information Show content

Rates current as at 21 April 2017 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

<< Interest rate of 2.85% p.a. comprises a base interest rate of 0.05% p.a. plus bonus interest of 2.80% p.a.. Bonus interest is payable only on balances up to $100,000 when you deposit a total of $1,000 or more each month by bank transfer from an external (non-CUA) account into your CUA everyday transaction account. The eligible types of CUA everyday transaction account to receive the monthly deposit include the Everyday, Everyday Youth, Everyday 55+, Everyday Business, Prime Access, Freedom Plus and Platinum Plus Accounts. The base rate of interest will be paid on the portion of any balance exceeding $100,000. Interest is calculated daily on whole balances and paid monthly.