For those aged 50+
Everyday 50+ Account

  • Earn upto 0.95% on balances over $50,000 >>
  • $0 monthly account fees
  • Unlimited fee-free electronic transactions
  • Tap and pay securely on your smart phone
Open in less than 5 minutes

Reasons to choose our Everyday 50+ Account

A CUA Everyday 50+ Account is secure, flexible and easy to use account, with a competitive interest rate and lots of great features.

Generous rate of interest

Earn up to 0.95% p.a while combining your spending with your savings in one account.

Chat banking from anywhere

Our iM CUA app lets you message the CUA Personal Banker of your choice from anywhere at a time that suits you.

Unlimited fee-free electronic transactions

Enjoy fee free card purchases within Australia, EFTPOS cash out in store plus free access to thousands of ATMs nationwide.

Get a PayID

Link your CUA Everyday Account to a PayID for easy transfers using just your mobile number or email address.

Tap and pay with your phone

No wallet? No worries. Use your phone to tap and pay at the checkout with Google Pay, Apple Pay or Samsung Pay.

Multiple ways to access your money

Including Online Banking, Mobile Banking, Branch, Phone, ATM and Visa Debit Card.

Rates and Fees

Earn generous interest rates and enjoy full transactional access.

Unlimited fee-free electronic transactions nationwide and $0 monthly account keeping fees give you more to spend on the things you want.

Interest rate Account
Over $50,000
$5,000 to $50,000
Under $5,000
Account keeping fees

Monthly account keeping free
Deposits to your account free
BPAY transactions free
Visa & PayWave purchases (domestic) free
ATM balance enquiry free
EFTPOS purchases and cash out free
Personal cheques $1.50 (from 1 March 2020)
Staff assisted transfers free
Periodical payments free
Bank@Post deposits free
Bank@Post withdrawals $3.00 (from 1 March 2020)
Cash withdrawals at ATM, branch free

Getting started

You can open an account online with us in less than 5 minutes.

Apply online

Complete our online application. We can check your ID instantly.

Get your card

Once your account has been opened, your CUA Visa Debit card should arrive in the mail within 7 days.

Switch your regular payments

We can help you switch your salary and regular payments to your new account.

Important information Important information Show content

Rates current as at 13 October 2020 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

>| There is no fee for accessing your CUA accounts using your mobile. You may incur charges from your mobile provider – please check with your provider for more details. Access is subject to availability and maintenance.

>> Interest is calculated daily on a stepped basis and paid monthly. Interest paid at 0.01%p.a. on balances under $5,000, at 0.40% p.a. on balances from $5,000 to $50,000, and at 0.95% p.a. on the portion of the balance over $50,000.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

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