Youth Accounts

Your first taste of financial freedom

Banking and savings options for under 18s

Everyday banking

Everyday Youth Account

  • For 10 to 17 year olds
  • No monthly account fees
  • Unlimited fee-free electronic transactions
  • Visa Debit card if you're 14 or over
  • Tap & pay securely with your mobile
  • Anytime, anywhere access with online and mobile banking


Youth eSaver Account

  • For any age up to 17 years old
  • Enjoy a 3.00% interest rate on balances up to $5,000 xx
  • No monthly account fees
  • CUA Online and Mobile Banking access
  • Freedom to add and withdraw your savings without affecting your interest rate
  • Comes with an Everyday Youth Account if you're 10 to 17 to help you manage your spending and saving in one place
Note: You need to be over 10 years old to be able to apply for Youth eSaver Account online
Important information Important information Show content

Rates current as at 13 October 2020 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

Interest is calculated daily on whole balances and paid monthly.

xx Rate applies on a stepped basis. Interest paid at 3.00% p.a. on balances up to $5,000, then at 1.00% p.a. on that portion of the balance over $5,000.

The CUA Everyday Youth Account converts automatically to our CUA Everyday Snap Account once you turn 18 years old.

The CUA Youth eSaver Account converts to our standard eSaver Plus Account once you turn 18 years old.

^^ Visa Debit cards are available to members who have an Australian residential address and are aged 14 or over. rediCARDs are available to members aged 10 or over.