Health Insurance


Looking for Health Insurance? Join today and get your first month free*.

Welcome to CUA Health Insurance

There are many good reasons to get health insurance: it provides peace of mind, additional choice and more say in your personal healthcare. If you’re looking for health cover, CUA Health has been helping Australians care for their health since 1976.

We’ve put 40 years’ experience into creating health insurance that offers more to help you care for the ones you love – like value-for-money Hospital and Extras cover that’s right for you. It’s also easy to switch to CUA Health as you won’t have to re-serve any waiting periods.

Join CUA Health today and get your first month free*

Why choose CUA Health?

  • Stress free, life-fitting cover

    CUA Health has a range of Hospital and Extras covers with flexibility to meet your needs as your life changes.

  • Kids are covered until they're 23

    On Family or Single Parent cover until they turn 23 (or 25 if studying fulltime). What’s more, there’s no excess for kids if they’re admitted to hospital.

  • Extra dental for kids

    Kids receive additional general dental benefits for routine dental services on Extras cover. No gap up to a total value of $250 per visit for two visits a year.

  • Cooling off period

    It’s ok to change your mind. That’s why CUA Health gives you a cooling-off period of 30 days from the start date of your policy.

  • Easy online claims

    With our CUA Health Mobile Claims app you only need to upload a photo of your invoice to make a claim.

  • Choose your healthcare provider

    Enjoy the freedom of choosing your preferred healthcare provider.

  • Access Gap Cover

    CUA Health offers access to a scheme that helps you reduce or, in many cases, eliminate potential out of pocket medical expenses.

Already a member? Download the CUA Health App now

Helpful customer support
5 out of 5, reviewed on Sep 22, 2017
I called CUA to ask what expenses would be covered if I required orthopedic surgery - I spoke to Diane who explained it to me so clearly - finally I understand how hospital cover works! Thank you very much!
So far, so good.
4 out of 5, reviewed on Oct 19, 2017
Have just joined. Haven't had to make a claim yet. The rate is good and the customer service so far has been excellent. I'm therefore very happy with me CUA Health policy so far.

Have a few questions?

If you have any questions about your health cover, you can take a look at our Health Insurance Frequently Asked Questions. Alternatively you can call us on 1300 499 260 or drop into your local CUA branch.

Important information Important information Show content

* First month free is available only to new policy holders who join via Credit Union Australia Limited. ABN: 44 087 650 959 (CUA) directly.

CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.

Click here to see the full CUA Health Terms and Conditions