Accident Only Hospital


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Accident Only Hospital

For those looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax.
  • Cover for Accidents and Ambulance only
  • $500 Excess to keep premiums low
  • Avoid Medicare Levy Surcharge & Lifetime Health Cover Loading
* Terms and conditions statement
For the young and healthy who are looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax. This policy only covers you for private treatment as a result of an accident. Ambulance services are also covered if required for emergency transport only.

Notable Inclusions

  • Accidents after joining
  • Psychiatric services (Restricted)
  • Palliative Care (Restricted)
  • Rehabilitation services (Restricted)
  • Ambulance
  • $500 excess options
  • Available without Extras cover


  • Pregnancy (incl. Childbirth)
  • IVF and assisted reproduction
  • Gastric banding and obesity related services
  • Joint replacements (incl. Revisions)
  • Cataract and eye lens procedures
  • Renal dialysis
  • Cardiac and related services
  • Cancer treatment
  • Non Cosmetic Plastic and Reconstructive Surgery
  • Sterilisation (incl. Reversal)
  • Spinal fusion
  • Vascular Surgery
  • Nerve treatment (for Movement Disorders or Chronic pain)
  • Brain Surgery
  • Stroke treatment
  • Grommets in Ears
  • Minor gynaecological procedures
  • Major gynaecological procedures
  • Removal of appendix or Appendicitis treatment
  • Surgical Removal of tonsils
  • Surgical Removal of adenoids
  • Surgical Removal of wisdom teeth
  • Joint reconstructions and investigations (incl. Arthroscopy and Minisectemy)
  • All other in-patient treatments receiving Medicare benefits
Important information Important information Show content

* First month free is available only to new policy holders who join via Credit Union Australia Limited. ABN: 44 087 650 959 (CUA) directly.

# The quoted price assumes you live in Queensland and you’ll receive 25.934% Australian Government Rebate for Private Health Insurance. Hospital cover prices are based on no Lifetime Health Cover Loading and an excess of $500 per person per calendar year (excluding dependants).

CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.

Click here to see the full CUA Health Terms and Conditions