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Accident Only Hospital
Get up to $2001 cashback* on a hospital and extras policy
PLUS your first month FREE2
*when you pay by direct debit from your CUA Everyday Account4. Offer ends 30 June 2018.
Accident Only Hospital
For those looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax.
- Cover for Accidents and Ambulance only
- $500 Excess to keep premiums low
- Avoid Medicare Levy Surcharge & Lifetime Health Cover Loading
For the young and healthy who are looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax. This policy only covers you for private treatment as a result of an accident. Ambulance services are also covered if required for emergency transport only.
Notable Inclusions
- Accidents after joining
- Psychiatric services (Restricted)
- Palliative Care (Restricted)
- Rehabilitation services (Restricted)
- Ambulance
- $500 excess options
- Available without Extras cover
Exclusions
- Pregnancy (incl. Childbirth)
- IVF and assisted reproduction
- Gastric banding and obesity related services
- Joint replacements (incl. Revisions)
- Cataract and eye lens procedures
- Renal dialysis
- Cardiac and related services
- Cancer treatment
- Non Cosmetic Plastic and Reconstructive Surgery
- Sterilisation (incl. Reversal)
- Spinal fusion
- Vascular Surgery
- Nerve treatment (for Movement Disorders or Chronic pain)
- Brain Surgery
- Stroke treatment
- Grommets in Ears
- Minor gynaecological procedures
- Major gynaecological procedures
- Removal of appendix or Appendicitis treatment
- Surgical Removal of tonsils
- Surgical Removal of adenoids
- Surgical Removal of wisdom teeth
- Joint reconstructions and investigations (incl. Arthroscopy and Minisectemy)
- All other in-patient treatments receiving Medicare benefits
Important information
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1. Offer available only to new policyholders who purchase a policy before 30 June 2018 and pay premiums via direct debit from a CUA bank account. $200 maximum cashback is based on purchase of a Couples, Family or Single Parent combined Hospital & Extras policy (excluding certain policies purchased by Northern Territory residents– refer below). A lesser cashback of $100 is paid for purchase of a combined Singles policy and for Northern Territory residents who purchase a Single Parent Family combined Accident Only Hospital and Essential Extras policy. All other Family or Single Parent combined policies purchased by residents of the Northern Territory are eligible for $200 cashback. No cashback applies to any other policies. Full terms and conditions available at cua.com.au/healthy200
2. First month free is available only to new policy holders who join via Credit Union Australia Limited ABN 44 087 650 959 (CUA) directly. Health insurance is provided by CUA Health Ltd ABN 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.
3. The 4% discount is applied to CUA Health premiums paid by direct debit from a CUA transaction account on any policy effective from 4 April 2018. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at cua.com.au/healthdiscount
4 Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.
# The quoted price assumes you live in Queensland and you’ll receive 25.415% Australian Government Rebate for Private Health Insurance. Hospital cover prices are based on no Lifetime Health Cover Loading and an excess of $500 per person per calendar year (excluding dependants).
CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.
