Accident Only Hospital (Basic)

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Accident Only Hospital (Basic)

For those looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax.
  • Cover for Accidents and Ambulance only
  • $500 Excess to keep premiums low
  • Avoid Medicare Levy Surcharge & Lifetime Health Cover Loading
  • Get 2%-10% discount on this policy if you’re between 18-29 years old
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* Terms and conditions statement
For the young and healthy who are looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax. This policy only covers you for private treatment as a result of an accident. Ambulance services are also covered if required for emergency transport only.

Notable Inclusions

  • Rehabilitation (Restricted)
  • Hospital psychiatric services (Restricted)
  • Palliative care (Restricted)

Exclusions

  • Eye (not cataracts)
  • Ear, nose and throat
  • Tonsils, adenoids and grommets
  • Bone, joint and muscle
  • Joint reconstructions
  • Hernia and appendix
  • Gastrointestinal endoscopy
  • Gynaecology
  • Male reproductive system
  • Miscarriage and termination of pregnancy
  • Kidney and bladder
  • Digestive system
  • Skin
  • Breast surgery (medically necessary)
  • Diabetes management (excluding insulin pumps)
  • Brain and Nervous system
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Pain management
  • Heart and vascular system
  • Implantation of hearing devices
  • Back, neck and spine
  • Plastic and reconstructive surgery (medically necessary)
  • Lung and Chest
  • Blood
  • Podiatric surgery (provided by a registered podiatric surgeon)
  • Dental surgery
  • Sleep studies
  • Pain management with device
  • Insulin pumps
  • Cataracts
  • Joint replacements
  • Dialysis for chronic kidney failure
  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery
Important information Important information Show content

*Get 4% discount on your CUA Health premium when you pay by direct debit from your CUA transaction account. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at cua.com.au/health-insurance/health-discount.

Credit Union Australia Ltd ABN 44 087 650 959 (CUA) is an authorised deposit-taking institution. Visit cua.com.au/health-insurance/health-discount for more information.

CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.

Click here to see the full CUA Health Terms and Conditions.