Accident Only Hospital (Basic)
For those looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax.
- Cover for Accidents and Ambulance only
- $500 Excess to keep premiums low
- Avoid Medicare Levy Surcharge & Lifetime Health Cover Loading
- Get 2%-10% discount on this policy if you’re between 18-29 years old
* Terms and conditions statement
For the young and healthy who are looking for minimal cover while avoiding or minimising the Lifetime Health Cover loading and not paying extra tax. This policy only covers you for private treatment as a result of an accident. Ambulance services are also covered if required for emergency transport only.
Notable Inclusions
- Rehabilitation (Restricted)
- Hospital psychiatric services (Restricted)
- Palliative care (Restricted)
Exclusions
- Eye (not cataracts)
- Ear, nose and throat
- Tonsils, adenoids and grommets
- Bone, joint and muscle
- Joint reconstructions
- Hernia and appendix
- Gastrointestinal endoscopy
- Gynaecology
- Male reproductive system
- Miscarriage and termination of pregnancy
- Kidney and bladder
- Digestive system
- Skin
- Breast surgery (medically necessary)
- Diabetes management (excluding insulin pumps)
- Brain and Nervous system
- Chemotherapy, radiotherapy and immunotherapy for cancer
- Pain management
- Heart and vascular system
- Implantation of hearing devices
- Back, neck and spine
- Plastic and reconstructive surgery (medically necessary)
- Lung and Chest
- Blood
- Podiatric surgery (provided by a registered podiatric surgeon)
- Dental surgery
- Sleep studies
- Pain management with device
- Insulin pumps
- Cataracts
- Joint replacements
- Dialysis for chronic kidney failure
- Pregnancy and birth
- Assisted reproductive services
- Weight loss surgery