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Essential Hospital

 

Essential Hospital

For the young and healthy who are just looking for the essentials in a hospital cover.
  • Cover for 100s of treatments as a private patient
  • $500 Excess to reduce your premium
  • No Excess for dependants
$20.68#
* Terms and conditions statement
For the young and healthy who are looking for some peace of mind without paying for many types of treatments that may not be relevant to them, while avoiding or minimising the Lifetime Health Cover loading and/or not pay extra tax. This cover is ideal as it excludes some very specific treatments but still covers 100s of other treatments.

Notable Inclusions

  • Grommets in Ears
  • Accidents after joining
  • Psychiatric services (Restricted)
  • Palliative Care (Restricted)
  • Rehabilitation services (Restricted)
  • Minor gynaecological procedures
  • Major gynaecological procedures
  • Removal of appendix or Appendicitis treatment
  • Surgical Removal of tonsils
  • Surgical Removal of adenoids
  • Joint reconstructions and investigations (incl. Arthroscopy and Minisectemy)
  • All other in-patient treatments receiving Medicare benefits
  • Ambulance
  • $500 excess options
  • Available without Extras cover

Exclusions

  • Pregnancy (incl. Childbirth)
  • IVF and assisted reproduction
  • Gastric banding and obesity related services
  • Joint replacements (incl. Revisions)
  • Cataract and eye lens procedures
  • Renal dialysis
  • Cardiac and related services
  • Cancer treatment
  • Non Cosmetic Plastic and Reconstructive Surgery
  • Sterilisation (incl. Reversal)
  • Spinal fusion
  • Vascular Surgery
  • Nerve treatment (for Movement Disorders or Chronic pain)
  • Brain Surgery
  • Stroke treatment
Important information Important information Show content

1. Get 4% discount on your CUA Health premium when you pay by direct debit from your CUA transaction account. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at cua.com.au/health-insurance/health-discount.

2. Credit Union Australia Ltd ABN 44 087 650 959 (CUA) is an authorised deposit-taking institution. Visit cua.com.au/health-insurance/health-discount for more information.

CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.

Click here to see the full CUA Health Terms and Conditions.

CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.

Click here to see the full CUA Health Terms and Conditions