What you can get with our Extras cover
With all our Extras covers, you’re not restricted to a network of preferred providers - so you can choose when and where you’re treated.
Total Extras and Classic Extras offer the same full range of services, including preventative Wellness Benefits to help you stay healthy. What sets them apart is how much you can claim each year. Essential Extras is a great entry-level cover with affordable dental, physio and optical benefits.
|Waiting Period||Total Extras||Classic Extras||Essential Extras|
|General dental||2 months||No Annual limit||$700||$400|
|Major dental||12 months||$1100||$600||x|
(Lifetime limit $2500 )
(Lifetime limit $1500 )
|Non-PBS pharmaceuticals||2 months||$570||$250||$100|
Year 1 - $500
Year 2 - $600
Year 3 - $700
Year 1 - $400
Year 2 - $450
Year 3 - $500
Up to $800 per family
Sublimit $250 per service group
Up to $500 per family
Sublimit $150 per service group
Up to $200 per family
|Naturopathy & homeopathy|
|Remedial massage and other therapies|
|Dietetics & nutrition|
|Health aids & appliances||12 months||
80% of cost (sub limit apply for some appliances)
60% of cost (sub limit apply for some appliances)
|Ambulance transport||1 day||100%||100%||100%|
(E.g. Quit Smoking, Health Subscriptions etc. Sublimits apply
Year 1 - $250
Year 2 - $325
Year 3 - $400
Year 1 - $100
Year 2 - $150
Year 3 - $200
|Available stand alone?||-||Yes||Yes||No|
Why choose our Extras cover?
Extra dental for kids
Kids receive additional general dental benefits for routine dental services (item 012, item 114, item 121). No gap up to a total value of $250 per visit for two visits a year.
Easy mobile claims
The CUA Health Mobile Claiming app means you only need to upload a photo of your invoice to make a claim. If it’s under $300, it will be assessed immediately and the funds will be transferred to your bank account.
Manage your Extras claims online
Use our Online Services portal to submit most Extras claims, check your Extras benefits balance, check specific details about your cover and manage your policy and personal details.
Talk to us in person
Have a question about your CUA Health insurance and want to speak to us in person? Easy! We’re part of CUA, so just drop into your local branch for a chat.
Ready to join?
Simply choose the cover that’s right for you. If you’re transferring from another provider, be sure to have your policy details handy and we’ll look after all the paperwork for you.Join now
Have a few questions?
If you have any questions about your health cover, you can take a look at our Health Insurance Frequently Asked Questions. Alternatively you can call us on 1300 499 260 or drop into your local CUA branch.