Healthy Start Package (Basic Plus)

Healthy Start Package (Basic Plus)

For the young, fit and healthy who are looking for great value health cover that includes cover for common hospital and extras services.
  • Hospital cover for essential services combined with common extras services
  • Ideal first cover to get you started
  • Healthy Start Bonus to increase your benefits on extras
  • Get 2%-10% discount on this policy if you’re between 18-29 years old
* Terms and conditions statement
An affordable packaged cover for hospital and extras designed for fit and healthy singles and couples. Unlike most health cover where you’ll pay for a large range of services that you may not require, it only provides cover for selected Hospital and Extras services that young people are likely to require. Also includes a bonus feature to increase your extras benefits.

Hospital Inclusions and Exclusions

  • Rehabilitation (Restricted)
  • Hospital psychiatric services (Restricted)
  • Palliative care (Restricted)
  • Eye (not cataracts)
  • Ear, nose and throat
  • Tonsils, adenoids and grommets
  • Bone, joint and muscle
  • Joint reconstructions
  • Hernia and appendix
  • Gastrointestinal endoscopy
  • Gynaecology
  • Male reproductive system
  • Miscarriage and termination of pregnancy
  • Dental surgery
  • Sleep studies
  • Kidney and bladder
  • Digestive system
  • Skin
  • Breast surgery (medically necessary)
  • Diabetes management (excluding insulin pumps)
  • Brain and Nervous system
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Pain management
  • Heart and vascular system
  • Implantation of hearing devices
  • Back, neck and spine
  • Plastic and reconstructive surgery (medically necessary)
  • Lung and Chest
  • Blood
  • Podiatric surgery (provided by a registered podiatric surgeon)
  • Pain management with device
  • Insulin pumps
  • Cataracts
  • Joint replacements
  • Dialysis for chronic kidney failure
  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery

Extras Inclusions and Exclusions

  • General dental
  • Major dental
  • Optical
  • Physiotherapy
  • Chiropractic & Osteopathy
  • Alternative Therapies (Massage only)
  • Psychology
  • Ambulance Transport
  • Healthy Start Bonus
  • Orthodontics
  • Wellness Benefits
  • Podiatry
  • Speech Therapy
  • Eye/Orthoptic Therapy
  • Occupational Therapy
  • Dietatics and Nutrition
  • Exercise Physiology
  • Health Aids and Appliances
  • Non PBS Pharmaceuticals
Important information Important information Show content

*Get 4% discount on your CUA Health premium when you pay by direct debit from your CUA transaction account. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at cua.com.au/health-insurance/health-discount.

#Only available for new combined Hospital & Extras policies purchased and commenced between 20 August and 31 October 2019. Other waiting periods apply. Only available to members who purchase via CUA Health Insurance website, CUA branch or the CUA call centre.

Credit Union Australia Ltd ABN 44 087 650 959 (CUA) is an authorised deposit-taking institution. Visit cua.com.au/health-insurance/health-discount for more information.

CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.

Click here to see the full CUA Health Terms and Conditions.