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Healthy Start Package
Get your first month FREE^. Plus, save an extra 4%*.
when you pay by direct debit from your CUA Everyday Account**.
Healthy Start Package
For the young, fit and healthy who are looking for great value health cover that includes cover for common hospital and extras services.
- Hospital cover for essential services combined with common extras services
- Ideal first cover to get you started
- Healthy Start Bonus to increase your benefits on extras
An affordable packaged cover for hospital and extras designed for fit and healthy singles and couples. Unlike most health cover where you’ll pay for a large range of services that you may not require, it only provides cover for selected Hospital and Extras services that young people are likely to require. Also includes a bonus feature to increase your extras benefits.
Hospital Inclusions and Exclusions
- Grommets in Ears
- Accidents after joining
- Psychiatric services (Restricted)
- Palliative Care (Restricted)
- Rehabilitation services (Restricted)
- Minor gynaecological procedures
- Removal of appendix or Appendicitis treatment
- Surgical Removal of tonsils
- Surgical Removal of adenoids
- Surgical Removal of Wisdom Teeth
- Joint reconstructions and investigations (incl. Arthroscopy and Minisectemy)
- Ambulance
- $500 excess
- Pregnancy (incl. Childbirth)
- IVF and assisted reproduction
- Gastric banding and obesity related services
- Joint replacements (incl. Revisions)
- Cataract and eye lens procedures
- Renal dialysis
- Cardiac and related services
- Cancer treatment
- Non Cosmetic Plastic and Reconstructive Surgery
- Sterilisation (incl. Reversal)
- Spinal fusion
- Vascular Surgery
- Nerve treatment (for Movement Disorders or Chronic pain)
- Brain Surgery
- Stroke treatment
- Major gynaecological procedures
- All other in-patient treatments receiving Medicare benefits
- Available stand alone
Extras Inclusions and Exclusions
- General dental
- Major dental
- Optical
- Physiotherapy
- Chiropractic & Osteopathy
- Alternative Therapies (Massage only)
- Psychology
- Ambulance Transport
- Orthodontics
- Non PBS Pharmaceuticals
- Podiatry
- Speech Therapy
- Eye/Orthoptic Therapy
- Occupational Therapy
- Dietatics and Nutrition
- Exercise Physiology
- Health Aids and Appliances
- Wellness Benefits
- Available without hospital cover
Important information
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^ First month free is available only to new policy holders who join via Credit Union Australia Limited ABN 44 087 650 959 (CUA) or CUA Health Ltd ABN 98 098 685 459 (CHL) directly. For members joining through a CUA branch, this offer is made by CUA and CUA is solely liable for this offer. For other members joining through CUA or CHL directly this offer is made by CHL.
* The 4% discount is applied to CUA Health premiums paid by direct debit from a CUA transaction account on any policy effective from 4 April 2018. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at cua.com.au/healthdiscount.
** Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.
CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.
Click here to see the full CUA Health Terms and Conditions.
# The quoted price assumes you live in Queensland and you’ll receive 25.415% Australian Government Rebate for Private Health Insurance. Hospital cover prices are based on no Lifetime Health Cover Loading and an excess of $500 per person per calendar year (excluding dependants).
CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.
