Healthy Start Package (Basic Plus)
For the young, fit and healthy who are looking for great value health cover that includes cover for common hospital and extras services.
- Hospital cover for essential services combined with common extras services
- Ideal first cover to get you started
- Healthy Start Bonus to increase your benefits on extras
- Get 2%-10% discount on this policy if you’re between 18-29 years old
* Terms and conditions statement
An affordable packaged cover for hospital and extras designed for fit and healthy singles and couples. Unlike most health cover where you’ll pay for a large range of services that you may not require, it only provides cover for selected Hospital and Extras services that young people are likely to require. Also includes a bonus feature to increase your extras benefits.
Hospital Inclusions and Exclusions
- Rehabilitation (Restricted)
- Hospital psychiatric services (Restricted)
- Palliative care (Restricted)
- Eye (not cataracts)
- Ear, nose and throat
- Tonsils, adenoids and grommets
- Bone, joint and muscle
- Joint reconstructions
- Hernia and appendix
- Gastrointestinal endoscopy
- Gynaecology
- Male reproductive system
- Miscarriage and termination of pregnancy
- Dental surgery
- Sleep studies
- Kidney and bladder
- Digestive system
- Skin
- Breast surgery (medically necessary)
- Diabetes management (excluding insulin pumps)
- Brain and Nervous system
- Chemotherapy, radiotherapy and immunotherapy for cancer
- Pain management
- Heart and vascular system
- Implantation of hearing devices
- Back, neck and spine
- Plastic and reconstructive surgery (medically necessary)
- Lung and Chest
- Blood
- Podiatric surgery (provided by a registered podiatric surgeon)
- Pain management with device
- Insulin pumps
- Cataracts
- Joint replacements
- Dialysis for chronic kidney failure
- Pregnancy and birth
- Assisted reproductive services
- Weight loss surgery
Extras Inclusions and Exclusions
- General dental
- Major dental
- Optical
- Physiotherapy
- Chiropractic & Osteopathy
- Alternative Therapies (Massage only)
- Psychology
- Ambulance Transport
- Healthy Start Bonus
- Travel Vaccinations (Non PBS)
- Orthodontics
- Wellness Benefits
- Podiatry
- Speech Therapy
- Eye/Orthoptic Therapy
- Occupational Therapy
- Dietetics and Nutrition
- Exercise Physiology
- Health Aids and Appliances
- Non PBS Pharmaceuticals