Premium Hospital (Gold)

Premium Hospital (Gold)

For those looking for CUA Health's most comprehensive hospital cover.

  • No Exclusions
  • Nil, $250, $500 or $750 Excess to reduce your premium
  • No Excess for dependant children
  • Get 2%-10% discount on this policy if you’re between 18-29 years old
For Premium Hospital $500 excess
Comprehensive cover with no exclusions and a choice of either Nil, $250, $500 or $750 excess. There is no hospital excess for any dependant covered on your policy. Includes benefits for Pregnancy and Childbirth if starting or expanding your family is on the roadmap.

Notable Inclusions

  • Rehabilitation
  • Hospital psychiatric services
  • Palliative care
  • Eye (not cataracts)
  • Ear, nose and throat
  • Tonsils, adenoids and grommets
  • Bone, joint and muscle
  • Joint reconstructions
  • Hernia and appendix
  • Gastrointestinal endoscopy
  • Gynaecology
  • Male reproductive system
  • Miscarriage and termination of pregnancy
  • Kidney and bladder
  • Digestive system
  • Skin
  • Breast surgery (medically necessary)
  • Diabetes management (excluding insulin pumps)
  • Brain and Nervous system
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Pain management
  • Heart and vascular system
  • Implantation of hearing devices
  • Back, neck and spine
  • Plastic and reconstructive surgery (medically necessary)
  • Lung and Chest
  • Blood
  • Podiatric surgery (provided by a registered podiatric surgeon)
  • Dental surgery
  • Sleep studies
  • Pain management with device
  • Insulin pumps
  • Cataracts
  • Joint replacements
  • Dialysis for chronic kidney failure
  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery
Important information Important information Show content

1. Offer available only on sales directly through CUA or CUA Health, to new members who purchase and commence a combined Hospital and Extras Policy between 13/05/19 – 30/06/19 with an annual premium of at least $1,251. Maximum reward of $500 is based on the purchase of cover with a gross annual premium of above $4,170. There are 6 tiers of rewards, based on the value of the annual premiums for the cover selected. The eGift Card will be issued by Edge Loyalty on behalf of CUA Health Ltd. By participating in this promotion, you consent to CUA Health providing your first name and email address to Edge Loyalty, who will deal with your personal information in accordance with their privacy policy, available at If you do not consent to your details being provided to Edge Loyalty, then we will be unable to provide you with the eGift Card regardless of your eligibility. Full terms and conditions available at

2. To be eligible for the draw entrants must complete an ‘Email Quote’. Competition runs from 13/05/19 – 30/06/19. Prize is $10,000 cash paid to the winner’s nominated account. Total prize pool $10,000. The draw will take place at Anisimoff Legal, Suite 5, Erina Plaza 210 Central Coast Highway, Erina NSW 2250 on 05/07/2019 at 3:00pm AEST. Winner’s names published online at at t Authorised under NSW Permit No: LTPS/19/ 31641 ACT Permit No: TP19/ 02622, SA Licence No: T19/ 132. Promotion terms and conditions available at Promoter is CUA Health Ltd ABN 98 098 685 459 (CHL).

*Get 4% discount on your CUA Health premium when you pay by direct debit from your CUA transaction account. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at

Credit Union Australia Ltd ABN 44 087 650 959 (CUA) is an authorised deposit-taking institution. Visit for more information.

CUA Health Insurance is provided by CUA Health Ltd 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959 (CUA), CUA is not liable for this product and does not stand behind CHL.

Click here to see the full CUA Health Terms and Conditions.