Premium Hospital (Gold)

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Premium Hospital (Gold)

For those looking for CUA Health's most comprehensive hospital cover.

  • No Exclusions
  • Nil, $250, $500 or $750 Excess to reduce your premium
  • No Excess for dependant children
  • Get 2%-10% discount on this policy if you’re between 18-29 years old
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For Premium Hospital $500 excess
Comprehensive cover with no exclusions and a choice of either Nil, $250, $500 or $750 excess. There is no hospital excess for any dependant covered on your policy. Includes benefits for Pregnancy and Childbirth if starting or expanding your family is on the roadmap.

Notable Inclusions

  • Rehabilitation
  • Hospital psychiatric services
  • Palliative care
  • Eye (not cataracts)
  • Ear, nose and throat
  • Tonsils, adenoids and grommets
  • Bone, joint and muscle
  • Joint reconstructions
  • Hernia and appendix
  • Gastrointestinal endoscopy
  • Gynaecology
  • Male reproductive system
  • Miscarriage and termination of pregnancy
  • Kidney and bladder
  • Digestive system
  • Skin
  • Breast surgery (medically necessary)
  • Diabetes management (excluding insulin pumps)
  • Brain and Nervous system
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Pain management
  • Heart and vascular system
  • Implantation of hearing devices
  • Back, neck and spine
  • Plastic and reconstructive surgery (medically necessary)
  • Lung and Chest
  • Blood
  • Podiatric surgery (provided by a registered podiatric surgeon)
  • Dental surgery
  • Sleep studies
  • Pain management with device
  • Insulin pumps
  • Cataracts
  • Joint replacements
  • Dialysis for chronic kidney failure
  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery
Important information Important information Show content

*Offer available only to new members who purchase and commence a combined Hospital and Extras Policy between 1/06/20 – 30/06/20 with an annual premium of at least $1,251. Maximum reward of $300 is based on the purchase of cover with a gross annual premium of above $2,501. There are 5 tiers of rewards, based on the value of the annual premiums for the cover selected. The eGift Card will be issued by Edge Loyalty on behalf of CUA Health Ltd. CUA Health may withdraw or amend this offer at any time without notice. Full terms and conditions, including eligibility criteria, available at cua.com.au/health300.

~ If you switch to an equivalent or lower level cover, you won't have to re-serve any waiting periods you've already served for the same services, up to your existing level of cover.

^Get 4% discount on your CUA Health premium when you pay by direct debit from your CUA transaction account. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at cua.com.au/health-insurance/health-discount.

CUA Health insurance is provided by CUA Health Ltd ABN 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While CUA Health Insurance may be distributed by Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317 (CUA), CUA is not liable for this product and does not stand behind CHL.