Premium Hospital Non-Obstetrics (Silver Plus)
For those who aren’t planning on having children but still want a comprehensive hospital cover.
- No Cover for Pregnancy and other services.
- $250, $500 or $750 Excess to reduce your premium
- No Excess for dependants
- Get 2%-10% discount on this policy if you’re between 18-29 years old
* Terms and conditions statement
Comprehensive cover with an exclusion on Pregnancy and some other services (see below) and has a $250, $500 or $750 excess to reduce your premium. There is also no hospital excess for any dependants covered under your policy. This hospital cover is affordable whilst still including a wide range of treatments. Ideal cover if starting or expanding your family is not on the roadmap.
Notable Inclusions
- Rehabilitation
- Hospital psychiatric services (Restricted)
- Palliative care
- Eye (not cataracts)
- Ear, nose and throat
- Tonsils, adenoids and grommets
- Bone, joint and muscle
- Joint reconstructions
- Hernia and appendix
- Gastrointestinal endoscopy
- Gynaecology
- Male reproductive system
- Miscarriage and termination of pregnancy
- Kidney and bladder
- Digestive system
- Skin
- Breast surgery (medically necessary)
- Diabetes management (excluding insulin pumps)
- Brain and Nervous system
- Chemotherapy, radiotherapy and immunotherapy for cancer
- Pain management
- Heart and vascular system
- Implantation of hearing devices
- Back, neck and spine
- Plastic and reconstructive surgery (medically necessary)
- Lung and Chest
- Blood
- Podiatric surgery (provided by a registered podiatric surgeon)
- Dental surgery
- Sleep studies
- Pain management with device
- Insulin pumps
- Cataracts
- Joint replacements
- Dialysis for chronic kidney failure
- Available without Extras cover
Exclusions
- Pregnancy and birth
- Assisted reproductive services
- Weight loss surgery