Ultimate Hospital (Gold)

Ultimate Hospital (Gold)

For those looking for CUA Health`s most comprehensive hospital cover.
  • No Exclusions
  • No Excess for dependent children or treatment required as the result of an accident^
  • Additional features including Accident Care^^ and CUA Health Maternity & Early Parenting Program
  • Get 2%-10% discount on this policy if you’re between 18-29 years old
* Terms and conditions statement
Comprehensive hospital cover with no exclusions and additional features. From heart and vascular procedures, to pregnancy and birth, this hospital cover will provide you with the peace of mind that you’ll be looked after, no matter what.

Notable Inclusions

  • Rehabilitation
  • Hospital psychiatric services
  • Palliative care
  • Eye (not cataracts)
  • Ear, nose and throat
  • Tonsils, adenoids and grommets
  • Bone, joint and muscle
  • Joint reconstructions
  • Hernia and appendix
  • Gastrointestinal endoscopy
  • Gynaecology
  • Male reproductive system
  • Miscarriage and termination of pregnancy
  • Kidney and bladder
  • Digestive system
  • Skin
  • Breast surgery (medically necessary)
  • Diabetes management (excluding insulin pumps)
  • Brain and Nervous system
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Pain management
  • Heart and vascular system
  • Implantation of hearing devices
  • Back, neck and spine
  • Plastic and reconstructive surgery (medically necessary)
  • Lung and Chest
  • Blood
  • Podiatric surgery (provided by a registered podiatric surgeon)
  • Dental surgery
  • Sleep studies
  • Pain management with device
  • Insulin pumps
  • Cataracts
  • Joint replacements
  • Dialysis for chronic kidney failure
  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery
Important information Important information Show content

Accident Care

We’re here to help in your unexpected time of need if you suffer an injury as a result of an accident. CUA Health’s Accident Care will provide the following benefits:

  • No excess for hospital treatment required as a result of an accident.^
  • If a member of your policy requires hospital treatment away from home as the result of an accident, claim up to $500 of travel and/accommodation expenses for a friend or family member to join them^^

^An accident is an unforeseen event, occurring by chance and caused by an unintentional and external force or object resulting in involuntary hurt or injury to the body, which requires Treatment by a Medical Practitioner or a Hospital Emergency department (within 48 hours). This definition excludes unforeseen conditions attribute to medical causes. Hospitalisation must be necessary as the result of the accident and must occur within 12 months of the date accident. A valid Accident Form must be completed and approved prior to benefit being paid.

^^A valid receipt for travel and/or accommodation costs must be presented for assessment before benefits will be paid. Hospital treatment must be a minimum distance of 300km from the home address registered on your policy.

**Get 4% discount on your CUA Health premium when you register to pay your premium by direct debit from a Great Southern Bank transaction account. CUA Health reserves the right to amend or remove the discount and any qualifying criteria at any time. We will always provide you with reasonable notice before exercising this right. Full terms and conditions available at cua.com.au/health-insurance/health-discount.

Health insurance is provided by CUA Health Ltd ABN 98 098 685 459 (CUA Health) which is not an authorised deposit-taking institution. Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959 AFSL and Australian Credit Licence 238317 does not guarantee or support CUA Health.

Click here to see the full CUA Health Terms and Conditions.