Business Insurance

Protect your business

Whether you’re pursuing a passion or enjoying the freedom of being your own boss, when it comes to your business you need to protect the things you work hard for with quality, comprehensive insurance.

Why choose Business Insurance?

Protect your business and the things you work hard for from theft, material damage, business interruption and public liability.

Public and products liability Show content

Covers you for amounts you become legally liable to pay as compensation for personal injury and/or property damage within the territorial limit as a result of an occurrence in connection with your business, up to the limit of indemnity.

Business Interruption Show content

Covers you for consequential loss resulting from interruption of or interference with the business that is caused by an insured event.

Material Damage Show content

Covers you for damage to property insured at your situation caused by any sudden or unexpected or unforseen occurrence which is not otherwise excluded. Examples of property insured:

  • Buildings
  • Contents and Stock

Provides a number of automatic benefits as well as the optional benefit for flood cover.


Personal Accident and Sickness Show content

Provides payment of:

  • A set percentage of the capital sum insured if the person insured suffers an injury resulting in a benefit; or,
  • A weekly benefit for temporary total or partial disablement as a result of an insured injury or
  • A weekly benefit for temporary total disablement as a result of an illness

Business Insurance

What to do now

Other cover benefits

  • Theft
    Covers the cost of repairing or replacing property insured (for example, contents, stock and customers' goods) following theft from the situation happening during the period of insurance.
  • Money
    Cover against certain loss of or damage to money (for example, cheques, credit cards, vouchers, cab charges) and damage to safes and strongrooms during the period of insurance.
  • General property
    Covers for costs of repairing or replacing property insured that is accidentally damaged during the period of insurance which is not otherwise excluded.
  • Glass
    Covers for accidental breakage of glass at the situation occurring during the period of insurance.
  • Complex needs
    The above comments are based on the Small Business Advantage Pack. Cover for various commercial situations including Farm and Commercial Motor as well as specific Packs for Industries for Office as well as, Trades and Services occupations.


If you need to make a claim, call us on 133 282 and we’ll arrange for a friendly consultant to take you through the claims process.

See important information below

Have you thought about?

Important information Important information Show content

Any advice contained on this website is general advice only and does not take into account your objectives, financial position or needs (your ‘circumstances’). Before making a decision whether to purchase or to continue to hold this cover, please consider whether any advice is appropriate for your circumstances, as well as the relevant Product Disclosure Statement and Financial Services Guide.

Credit Union Australia Limited, ABN 44 087 650 959 (CUA) AFSL No. 238317 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz).

This insurance is subject to policy terms, conditions, limits and exclusions. Eligibility criteria apply and not available for all occupations and businesses.

Any advice contained on this website is general advice only and does not take into account your objectives, financial position or needs. Policy terms, conditions, limits, exclusion and eligibility criteria apply. Before making a decision please consider the relevant Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the ‎premium. Ask us for more details before we provide you with any services on this product.