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Insure the things you love coming home to
Our range of insurance cover helps you to insure the things you love. And, because we’re backed by Allianz, you’ll have the added reassurance of being covered by a market leading insurer.
Home and Contents Insurance
Save up to 10% on your first year’s premium when you quote and buy a new policy online1,4
Combine your building and contents cover to receive up to 10% discount on your premium2,4
24/7 online claims lodgement
Landlord Insurance
Cover for your investment property from insured events
Save up to 10% on your first year’s premium when you quote and buy a new policy online1,4
Pay by the month at no extra cost6

Features & benefits

From holiday mementos to the family dining table, it’s our treasures that make a house a home. With options to tailor your cover, you can select the right product for you.
Flood cover
Flood cover may be available as an optional cover to your buildings and/or contents. A 72 hour exclusion period applies7.
Accidental damage
The accidental damage cover option helps insure you in the event of accidental unexpected mishaps that are caused unintentionally – giving you greater coverage for your home building and/or contents.
Portable contents
Option to cover your portable contents such as mobile phones, cameras and engagement rings in the event of theft or an accident at the insured address and when you take them out of your home, even when you are temporarily outside Australia for up to 120 continuous days in any period of insurance. Some portable contents must be specified as Listed Portable Contents with the full replacement value to be covered away from the home.
Motor burnout
The Motor burnout option covers you if an electrical current damages your household electrical motors. This cover is automatically included if you have taken optional Accidental Damage cover.
FAQS

Home & Contents Insurance explained

How do I know what optional covers I have on my policy?

You can apply to add these options to your policy when you start or renew it (or during your period of insurance) by contacting Great Southern Bank on 133 282. If you’re not sure whether you have added these cover options, you can check your policy schedule.

How do I lodge a home and contents insurance claim with Great Southern Bank?

You can make a claim online or by calling Allianz on 1300 555 030.

More cover for home & contents

Alternative accommodation for you and your pets

If your Building or Contents are damaged by an insured event during the period of insurance to such an extent that you can’t live in your home buildings, Allianz pay the additional costs for temporary accommodation for you up to 10% of the building or contents sum insured (as applicable) and up to $500 for temporary accommodation for your pets in a commercial boarding establishment.

Cover for the unexpected

Allianz offers cover for out of the ordinary but devastating events such as fire7, storm7 and burglary. We do not provide cover (where the type of cover you have under the policy provides it) for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first take out or increase the cover under the policy.

Replacement locks

Allianz will cover the cost, up to $1,000, to replace the locks or cylinders of any external door or window following an actual or attempted theft or burglary if the key is stolen or you believe the key has been copied. No excess applies for the replacement of locks or cylinders.

Debris removal

In addition to your buildings sum insured, Allianz will pay up to 10% of your building and/or contents sum insured for the removal of debris from the damaged or destroyed part of the buildings.

How to make a claim

Lodging a claim online is quick and easy.

Lodge your claim 24/7 using the secure, online claim form.

It takes as little as 10 minutes to complete and you’ll receive an immediate confirmation number for your reference. Once received, a friendly claims consultant will be in touch as soon as possible.

You can call Allianz Claims and a consultant will help you commence the claims process.

Download Product Disclosure Statements

Great Southern Bank Home and Contents Insurance PDS
Home Building Key Fact Sheet
Home Contents Key Fact Sheet
Get in touch
We are here to help.
Call 133 282

Mon - Fri: 8:00am - 8:00pm (AEDT)
Sat: 8:00am - 4:00pm (AEDT)

Find a branch
Speak to one of our friendly staff at a branch near you.
Connect online
Chat to us or browse help topics and FAQs.
Important Information

Great Southern Bank, a business name of Credit Union Australia Ltd ABN 44 087 650 959 AFSL 238317 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). Great Southern Bank does not guarantee or otherwise support this insurance product. Great Southern Bank does not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please consider the Product Disclosure Statement. The relevant Target Market Determination is available here. If you purchase this insurance, Great Southern Bank will receive a commission that is a percentage of the premium. Full details of the commission are set out in the Financial Services Guide. Ask us for more details before we provide you with services.

  1. Online discount
    When you quote and buy a new home insurance policy online a discount of up to 10% is applied to your first year's premium including the following optional covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal. When you quote and buy a new Landlord Insurance policy online, a discount of up to 10% is applied to your first year's premium including the following optional covers (if selected): Flood and Rent Default and Theft by Tenant. This discount isn't applied on renewal.
  2. Combined
    A discount of up to 10% for combining Buildings and Contents covers on one policy is applied for Building and Contents, Motor Burnout and Accidental damage cover where applicable. The combined policy discount does not apply to the optional Flood or Portable Contents covers. This discount does not apply to Landlord Insurance policies.
  3. No Claim Bonus
    When you take out a new policy, Allianz calculates your No Claims Bonus based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claim Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding five years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.
  4. Minimum premiums
    If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.Discounts do not apply to taxes or government charges.Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
  5. Excess reduction
    Not available when an additional compulsory excess or imposed excess applies. Minimum Premiums apply.
  6. Instalment premiums
    If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
  7. 72 hour exclusion period
    We may not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.