Life Rich Stages

Baby budget estimator

To calculate what your bundle of joy might cost, use our calculator for an idea on how much to save.

Babies are cute, but there's no escaping the ugly truth - they're expensive. That said, with a bit of planning you can be well prepared. Our Baby Budget Calculator can help to calculate the estimated annual cost of having a child.

Baby budget estimator

Important Information

The results from this calculator should be used as an indication only and are based on the accuracy of the information you provided. All calculations are subject to rounding, timing, estimates and averages. The results provided are generic and do not take into account all your personal circumstances. The Calculator is a guide only and is not intended to be relied upon for the purposes of making any decisions. The user should obtain appropriate professional advice as required before making any decisions.

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Be rewarded for being a regular saver and earn bonus interest when you deposit at least $250 a month and make no withdrawals. With a CUA eSaver Boost Account you can earn a generous bonus interest rate and regular monthly interest payments, so you can reach your dreams even sooner.

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With an eSaver Boost account, you can earn a
generous maximum interest rate of up to

2.75 %1
p.a.

when you deposit at least $250 a month and make no withdrawals.

Apply online

Eligibility

You must be:

  • A permanent resident of Australia

To enquire

You can call us on:
1800 870 660
Mon - Fri: 8:00am - 5:00pm (AEST)

See important information

Our everyday accounts are designed to keep your day-to-day life running smoothly. A CUA Everyday Account offers great value and a variety of ways to access and manage your money.

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With an Everyday account, you can enjoy:

  • No monthly account fees
  • Unlimited fee-free everyday transactions
  • Making payments with your Android or Apple phone using Android PayTM or Apple Pay
  • ...and other great features
Apply online

Eligibility

You must be:

  • Aged 18 years or over
  • A permanent resident of Australia

To enquire

You can call us on:
1800 870 660
Mon - Fri: 8:00am - 5:00pm (AEST)

See important information

CUA Platinum Credit Card

  • Earn rewards points on everyday purchases1
  • 0%p.a. balance transfer for 13 months2
  • Apple Pay now available with your CUA Platinum Credit Card

Apply online

Rates and Fees

Annual fee waiver: First year (usually $149)4
Purchase interest rate: 19.99%p.a.
Annual card fee: $149
Interest free days on purchases3: up to 55
Minimum Credit Limit: $5,000

See important information

CUA Low Rate Credit Card

  • 11.99%p.a. on purchases3
  • 0%p.a. balance transfer for 13 months2
  • Apple Pay now available with your CUA Low Rate Credit Card

Apply online

Rates and Fees

Annual fee waiver: First year (usually $49)4
Purchase interest rate: 11.99%p.a.
Annual card fee: $49
Interest free days on purchases3: up to 55
Minimum Credit Limit: $500

See important information

Want to learn more about Hatch?

You can call us on:
1800 870 660
Mon - Fri: 8:00am - 5:00pm (AEST)

You can also fill out our general enquiry form and a Hatch representative will be in touch with you shortly.

Enquire now

Important information about CUA’s eSaver Boost Account:

Rates current as at 16 November 2017 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Interest is calculated daily on whole balances and paid monthly.

1 Base interest and bonus rates are variable and subject to change. Bonus interest is payable only on balances up to $500,000. The base rate of interest will be paid on the portion of any balance exceeding $500,000.

Important information about CUA Credit Cards:

Lending criteria, fees, charges, CUA Credit Card Conditions of Use apply. Credit Union Australia Limited ABN 44 087 650 959 Australian credit licence 238317 (CUA) is the issuer of the CUA Platinum and Low Rate Credit Card.

1 Rewards are only available with the CUA Platinum Card. CUA Life Rich Rewards Points accrue in accordance with the CUA Platinum Credit Card – Terms & Conditions for Other Benefits. Points relating to the use of the card will be awarded for credit purchases only, capped at 100,000 points per year. You will not earn Rewards Points on interest charges; government charges; bank fees; gambling, cash advances, balance transfers and card account adjustments resulting from disputed transactions.

2 Your total balance transfer may not exceed 80% of your credit limit. CUA may allow this to be exceeded at our discretion. The 0% p.a. interest rate will apply for 13 months from the date of processing to any balance transfer application, which is applied for within 3 months of the Disclosure Date in your Offer and Card Contract. At the end of that Promotional Interest Rate Period, any part of the balance transfer which remains unpaid will be included in the balance transfers balance and the Cash Advance Rate (currently 21.74% p.a.) will apply. The 0% p.a. balance transfer interest rate will not apply to transfers from other CUA-issued credit cards. This offer can be withdrawn at any time. The 55 day interest free period on purchases will not apply while any balance transfer amount remains outstanding.

3 The interest free period of up to 55 days applies to purchases when you pay your balance off in full by the payment due date. If you carry over a balance on your credit card from one month to the next, the 55 days’ interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

4 After the first year has expired, an Annual Fee of $49 for Low Rate cards and $149 on Platinum cards will be applied each year. Fees are current as at 31 May 2016 and are subject to change.

Important information about our CUA Everyday Account

The CUA Everyday Account is designed to help you manage your day-to-day transactions, so it does not earn interest. For accounts that do earn interest, please consider the CUA Everyday 55+ Account (if you are eligible) or check our range of savings accounts and term deposits.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

There is no fee for accessing your CUA accounts using your mobile. You may incur charges from your mobile provider – please check with your provider for more details. Access is subject to availability and maintenance.