Why choose a CUA Everyday Account 55+?
A CUA Everyday 55+ Account is a secure, flexible and easy-to-use account, with a competitive interest rate and lots of great features.
Generous interest rate
Earn up to 2.60% p.a. while combining your spending with your savings in one account.
Chat banking from anywhere
Our iM CUA app lets you message the CUA Personal Banker of your choice from anywhere at a time that suits you.
Fee-free everyday transactions
Enjoy unlimited fee-free everyday card purchases or cash out in store, plus free access to thousands of ATMs nationwide.
Get a PayID
Link your CUA Everyday Account to a PayID for instant transfers using just your mobile number or email.
Bonus interest on linked savings
Earn bonus interest on your savings in a linked eSaver Reward Account when you deposit $1,000 or more each month into your CUA Everyday Account.
Access and manage your money more easily
Your CUA Everyday Account 55+ gives you lots of ways to access and manage your money.
Pay bills, make instant transfers, view transfers, view statements and more from the comfort of your sofa.
Check balances, transfer money and manage payees on the go with the CUA Mobile Banking app.>|
Visa Debit card
Tap and pay at the checkout and make secure online purchases with your free CUA Visa Debit card.
Pay with your phone
Add your card to Apple Pay, Google Pay, Samsung Pay to securely tap and pay at the checkout using your phone.
Free cash withdrawals
Access cash without fees from 10,000+ of ATMs and stores across Australia.
Australia-based call centre
Call us on 133 282
Mon - Fri: 8:00am - 8:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)
We have over 50 branches across Australia. Pop in to your local one for a chat.
Fees and rates
Earn generous interest rates, while still enjoying the flexibiliity to access and manage your money without fees.
$5,000 to $50,000
Account keeping feesFREE
everyday transactions and cash withdrawals at 10,000+ ATMs across Australia, plus free cash out in store.
Full list of fees Show content
|Monthly account keeping||free|
|Deposits to your account||free|
|Visa & PayWave purchases (domestic)||free|
|rediATM balance enquiry||free|
|EFTPOS purchases and cash out||free|
|Staff assisted transfers||free|
|Cash withdrawals at rediATM, branch & Bank@Post||free|
How to open an account
Open your own account or a joint account online with us in less than 5 minutes.
What you will need
- You must be aged 55 or over.
- You must be an Australian resident with an Australian residential address.
- An email address.
- A phone number
- One form of ID such as your driver’s licence, passport or Medicare card.
- Your existing member number if you are already a CUA Member.
Other ways to apply
- Visit a CUA branches.
Call us on 133 282
Mon - Fri: 8:00am - 8:00pm (AEDT)
Sat - Sun: 8:00am - 4:00pm (AEDT)
Need some help?
How do I activate my card? Show content
To save time, you can activate your CUA Visa Debit card in online banking.
Just log in, select ‘My Cards’ and enter the requested information. You'll then be sent a one-time password and as soon as this is entered, your card will be ready to use. Remember, you only need to activate your card if it’s your first debit card with CUA or a replacement of a card that’s been lost, stolen or damaged. If it’s a replacement for an existing card about to reach its expiry date, the you don’t need to activate it and your current personal identification number (PIN) is still valid.
You can also activate your card in any CUA branch or by calling us on 133 282.
What is a PayID and how do I get one? Show content
A PayID is a simpler way to identify your CUA account so you can receive instant payments from other participating Australian financial institutions. Your PayID can be your mobile number, email address or ABN (if you’re a busines). Once it’s set up, give your easy-to-remember PayID, instead of your BSB and account number, to anyone transferring money to your CUA account. Your CUA account also allows you to make instant transfers to other people’s PayIDs.
You can create a PayID and make instant payments using CUA Online Banking.
Other options to consider
Some other options from CUA to help keep your life running smoothly.
eSaver Reward Account
Earn up to 2.70% p.a.<< on balances up to $100,000 when you deposit $1,000 or more into your CUA everyday account each month.
CUA Platinum Credit Card
Earn rewards points for everyday purchases, with no annual fee for the first year.
Enjoy a 4% discount on your CUA Health insurance premium when you direct debit from your CUA Everyday Account*.