Refinance with CUA and enjoy the rewards!

CUA Home Loans reward you in many ways

Enjoy a competitive rate, a $2000* pre-paid digital Mastercard® and a number of features to help you own your home sooner.

A $2000 reward to spend on whatever you like

Switch to an eligible CUA Home Loan before 4 January 2021 and you’ll receive a $2000* digital pre-paid Mastercard®. That’s $2000 to spend on whatever you like!

Reward yourself with a competitive rate

Whether it’s a variable or fixed home loan that you’re after, our rates are always competitive.

$0 fees are another nice reward

With no monthly account fees, no annual fees and no redraw fees, our home loans just keep on giving, it’s just another way CUA rewards you.

Unlimited extra repayments on variable loans

Unlimited extra repayments on variable loans

Why we're different

  • We're Australia's largest member-owned banking organisation
  • 70 years of putting members before profits
  • Focussed on supporting the community
My loan expert was wonderful. So knowledgeable, so helpful and above all a friendly and trustworthy person.
Ivana, NSW
CUA Member

Once, twice, three times a winner.

We’re proud to have been awarded Australia’s Best Large Credit Union in the Mozo Experts Choice Awards for the third year in a row!

Important information Important information Show content

Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

* $2,000 digital prepaid Mastercard® will be issued for new owner occupier or investor refinance home loan applications received between 25/08/2020 and 4/1/2021 and settled by 31/03/2021. Offer not available for switching of existing CUA home loans. Minimum lending of $250,000 and maximum 80% LVR. Equity lines of credit, bridging loans, construction loans and business loans not eligible. CUA may withdraw or amend this offer at any time without notice. Full T&Cs available at https://www.cua.com.au/home-loan2000. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. The digital prepaid Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.