Refinance with CUA and enjoy the rewards!

CUA Home Loans reward you in many ways

Enjoy a competitive rate, a $2000* pre-paid digital Mastercard® and a number of features to help you own your home sooner.

A $2000 reward to spend on whatever you like

Switch to an eligible CUA Home Loan before 30 October and you’ll receive a $2000* digital pre-paid Mastercard®. That’s $2000 to spend on whatever you like!

Reward yourself with a competitive rate

Whether it’s a variable or fixed home loan that you’re after, our rates are always competitive.

$0 fees are another nice reward

With no monthly account fees, no annual fees and no redraw fees, our home loans just keep on giving, it’s just another way CUA rewards you.

Unlimited extra repayments on variable loans

Unlimited extra repayments on variable loans

For each new Comprehensive Motor, Home & Contents, Landlord, and combined Hospital & Extras policy you take out, you’ll get a $250 digital pre-paid Mastercard® – that’s up to $1,000 on offer!~

Why we're different

  • We're Australia's largest member-owned banking organisation
  • 70 years of putting members before profits
  • Focussed on supporting the community
My loan expert was wonderful. So knowledgeable, so helpful and above all a friendly and trustworthy person.
Ivana, NSW
CUA Member

Once, twice, three times a winner.

We’re proud to have been awarded Australia’s Best Large Credit Union in the Mozo Experts Choice Awards for the third year in a row!

Important information Important information Show content

Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.

* $2,000 digital prepaid Mastercard® will be issued for new owner occupier or investor refinance home loan applications received between 25/08/2020 and 30/10/2020 and settled by 31/01/2021. Offer not available for switching of existing CUA home loans. Minimum lending of $250,000 and maximum 80% LVR. Equity lines of credit, bridging loans, construction loans and business loans not eligible. CUA may withdraw or amend this offer at any time without notice. Full T&Cs available at https://www.cua.com.au/home-loan2000. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. The digital prepaid Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

~ $250 digital pre-paid Mastercard will be issued for each new Home and/or Contents, Landlord, Comprehensive Motor or Combined Hospitals & Extras Health Insurance policy taken out through CUA between 01/09/2020 and 31/10/2020. ‘The digital prepaid Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte Ltd on behalf of CUA. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. CUA may withdraw or amend this offer at any time without notice. Full terms and conditions, including eligibility criteria, available at https://www.cua.com.au/insurance250-terms. Home and/or Contents, Landlord and Comprehensive Motor insurance is arranged by Credit Union Australia Limited, ABN 44 087 650 959 (CUA) AFSL No. 238317 for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. CUA does not guarantee or otherwise support this insurance product. CUA do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement. If you purchase this insurance, CUA will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services. Full details of the commission are set out in the relevant Financial Services Guide. Combined Hospitals & Extras Health insurance is provided by CUA Health Ltd ABN 98 098 685 459 (CHL) which is not an authorised deposit-taking institution. While this insurance may be distributed by CUA, CUA is not liable for this product and does not stand behind CHL.