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Buy a vehicle

 

Looking for some new wheels?

Whether you’re looking for your first car or you need to upgrade to a larger model, buying a vehicle is a big financial decision. Our handy guide is full of tips to help you get on the road.

Instead of falling in love with your dream car then stretching yourself to pay for it, think about what you can afford comfortably. Before you start test driving vehicles, do some research about the type of car you are looking for so you know what to expect in terms of price and value for money. You’ll also want to factor in the extra costs of owning a car, such as registration and insurance.

Costs to consider:

  • Registration
  • Insurance
  • Petrol
  • Stamp duty
  • Road side assistance
  • Services
  • Repairs
  • Accessories
  • Dealer deliver fees

Buy a vehicle

Quickly calculate your CUA car loan*

The vehicle is [vehicle-age] years old Please enter a valid date
$
You can borrow between $5,000 and $100,000. Please enter an amount between $5,000 and 100,000.

Secured rate of [rate]% can only be applied to loans when the age of the car is less than or equal to 7 years.

How often would you like to make repayments?
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Your repayments would be

$[repayment] per  month

Total interest payable

$[interest] over  years

* The graphical representation of loan calculations is not precise and is representational only.
The calculations provided are estimates only and based upon the information entered into the calculator by the user. The calculations do not include upfront or continuing credit fees and charges. The resulting calculations do not constitute a loan application or variation to an existing CUA facility, loan offer or loan approval.

When it comes to choosing a car, what should I look at?

Just like any financial decision you make, it’s worth taking the time to research all your options. It can be easy to get caught up in the excitement, so writing down exactly what you want can help you stay on track. Keep in mind too that the size of the engine and the car’s fuel efficiency will continue to affect your running costs for the life of the car.

When you’re setting your budget and considering what type of car you need, you’ll also need to decide if you want a new car or a second hand car.

A personal loan just for you

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Important information Important information Show content

Rates current as at 22 May 2018 and subject to change.

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959 AFSL and Australian Credit License 238317 to approved applicants only. Lending criteria, terms, conditions, fees and charges apply. Ask us for details.

** Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**** Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates are for unsecured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.