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CUA Online & Mobile Banking, iM CUA, SMS Banker, Telebanker and CUA Online Applications will be offline from 2.30 am to 6.00am AEDT on Sunday 20 October. Our team is conducting scheduled maintenance.

Secured Fixed Car Loan

For new and used vehicles up to 7 years old

Back to Personal Loans

Let us help you get on the road. With our Secured Fixed Car Loan you’ll get a great rate, plus lots of features to help you get to your destination faster.

Calculate my repayments

Why choose our Secured Fixed Car Loan?

No monthly fees Show content

With $0 monthly fees, you can enjoy having a little extra money in your pocket.

No penalties for early payout Show content

Pay off your loan sooner without being charged a fee.

Unlimited free extra repayments Show content

Make extra repayments to pay off your loan quicker.

Flexible repayment options Show content

Choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.

Easy access to your cash with redraw Show content

Enjoy access to your additional car loan repayments with redraw, so you can use it whenever you need some breathing space^<|.

Available for new and used vehicles up to 7 years old Show content

Whether the car you have your eye on is new or used, a CUA Personal Loan can help bring it within reach.

Secured Fixed Car Loan

Eligibility

Apply online now for a loan from $5,000 to $100,000^
You must be:

18 years of age or older
A permanent resident of Australia
Other loan criteria may apply

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Fees Show content

Establishment fee	$175
Monthly fee	$0
Security Administration fee^▲	$90
Early payout fee	$0

Learn more about

Important information Show content

Rates current as at 09 Oct 2019 and subject to change.

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959 AFSL and Australian Credit License 238317 to approved applicants only. Lending criteria, terms, conditions, fees and charges apply. Ask us for details.

** Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

▲ A Security Administration Fee is payable to cover the administration costs associated with registering the security.

^<| A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for CUA Personal Loan products on offer from 6 June 2017.

^ Drop in to your local branch for a loan from $1,000.

Loan term for a CUA Secured Fixed Car Loan ranges from 1 to 7 years and is available for new and used vehicles up to 7 years old. For a loan amount of $30,000 over 5 years with a maximum fixed interest rate of 6.79% p.a. (7.16% p.a. comparison rate), the estimated total amount payable (including fees) is $35,729.09.