Get approved Get protected Get rewarded

For a limited time, take out a new Home, Landlord or Comprehensive motor insurance policy through CUA with a new CUA Home Loan and we’ll give you a $200 e-gift card bonus!*
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Get insurance protection for your possessions with a little extra for you.

There are many reasons to choose CUA for a home loan, such as competitive rates and great service. And if that wasn’t enough, here’s one more reason, a $200 bonus* when you take out a new Home, Landlord or Comprehensive motor insurance policy through CUA at the same time. Consider it our housewarming gift!

When you take out insurance through CUA it’s backed by Allianz, giving you great protection for the things that matter most. And of course, you’ll get all the other benefits of being with one of Australia’s leading insurers.

Tailor cover to suit your budget

You may be able to reduce your premium by increasing your excess1.

Pay by the month at no extra cost^

If you prefer to fit your premium around your monthly budget there's no extra cost to you^.

Make claims 24/7

You can speak to an Allianz claim consultant 24 hours a day, 7 days a week.

Insurances to suit your needs

Our wide range of insurance cover can help you protect what you love.

Motor insurance

  • Save up to 10% on your first year’s premium if you buy your new motor insurance policy online 1,2
  • Receive a rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers 1,6

Home insurance

  • Save up to 10% on your first year’s premium if you buy your new home insurance policy online 1,2
  • Up to 30% no claims bonus 3,4
  • The option to protect your personal effects away from home 5

Landlord insurance

  • Up to 30% No Claim Bonus 3,4
  • Optional additional cover for Rent Default and Theft by tenant
  • Cover against malicious damage by your tenants
Important information Important information Show content

Credit Union Australia Limited ABN 44 087 650 959 AFSL and Australian Credit Licence 238317 (CUA) arranges this insurance as agent for Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). CUA does not guarantee or otherwise support this insurance product. CUA does not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision about whether to purchase or continue to hold this product please consider the relevant Product Disclosure Statement and Financial Services Guide. If you purchase this insurance, CUA will receive a commission that is a percentage of the premium, as set out in the relevant Financial Services Guide.

Home loans are issued by CUA to approved applicants only. Lending criteria, fees, charges, terms and conditions apply.

*$200 digital e-gift card for each new Home, Landlord or Comprehensive Motor Insurance policy taken out through CUA between 01/10/2019 and 11/11/2019 (the Promotional Period), where the new CUA Home Loan is approved within the Promotional Period. The e-gift card will be issued by Edge Loyalty Systems Pty Ltd ABN 96 138 299 288 on behalf of CUA. By participating in this promotion, you consent to CUA providing your first name and email address to Edge Loyalty, who will deal with your personal information in accordance with their privacy policy, available at If you do not consent to your details being provided to Edge Loyalty, you must advise CUA and will not be eligible to receive the voucher. Full terms and conditions available at ^Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. {only required on items which reference the pay by the month benefits}

  1. If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means the effect of applying any subsequent discount will be reduced For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.
    Discounts do not apply to taxes or government charges.
    No discounts are applied to optional cover; Domestic Workers Compensation/ Landlord Workers Compensation (if available and selected).
    Any discounts/entitlements may be subject to rounding and only apply to the extent that any minimum premium is not reached. Premiums payable by instalments may be subject to financial institution transaction fees.
  2. A premium discount of up to 10% is applied to your first years premium when you buy a new home insurance policy online including the following optional covers (if selected); Accidental damage, Flood, Fusion and Personal effects.
    This discount is not applied on renewal.
  3. When you take out a new policy, we calculate your No Claims Bonus based on you home insurance claims history. To qualify for the maximum No Claim Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding five years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.
    After each claim-free year, the No Claim Bonus discount applied to your renewal premium will be increased by 10%, to a maximum of 30%. However, for every claim you make in a year, the No Claim Bonus discount applied to your renewal premium will be reduced by 10% - to a minimum of 0%. The No Claim Bonus discount is applied to some optional covers if selected; Fusion and Accidental damage, but not Flood or Personal effects cover.
  4. To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus. The up to 30% No Claim Bonus discount is applied to our standard rates including optional Rent Default cover (if selected). This discount does not apply to the flood premium (where applicable).
  5. Terms and conditions apply, please refer to the PDS available at
  6. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them.  If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.