Android Pay

Make payments using your phone with Android Pay from CUA

Your CUA rediCARD is ready for Android Pay

To tap and pay with your phone, simply download the Android Pay app from Google Play and add your CUA rediCARD.

Why you'll love paying with Android Pay

It's simple

It only takes a minute to set up, and paying is just as easy. Simply wake your phone, tap and pay.


It's secure

Android Pay doesn’t store your actual credit or debit card number on your phone, so your card details stay safe.


It's convenient

No wallet? No worries. Android Pay can be used at any contactless payment terminal for in-app purchases.

Using your CUA Credit, Debit or rediCARD (EFTPOS) with Android Pay

Download the free Android Pay app from Google Play Store

Add your CUA Credit, Debit or rediCARD to the Android Pay app.

Download Android Pay

Don't have a CUA card? Discover your options

Debit Card Credit Cards rediCARD

How Android Pay works:

In-store

Tap and pay

Tap & Pay: There’s no need to launch the app - simply wake your device, tap and pay.

In-app

Add

With Android Pay it’s easy to make in-app payments. No need to enter your card details every time. When shopping in your favourite app, just choose Android Pay at checkout and save yourself time.

Download Android Pay

Download

Download the free Android Pay app from the Google Play Store

What you need to get started:

  • A CUA everyday account with CUA Visa Debit card or CUA rediCARD (EFTPOS), and/or a CUA credit Card
  • A contactless capable (NFC enabled) Android device running KitKat 4.4 and above

Part of CUA’s Mobile Pay suite - another great reason to choose CUA for your everyday banking.

Frequently Asked Questions

How does Android Pay work?

Android Pay is a free app that allows you to pay with your CUA Visa Debit, CUA rediCARD and CUA credit cards with a tap of your phone while enjoying the same benefits and protection of your physical card.

Simply add your eligible CUA card and you’re ready to tap and pay for purchases.

You can use Android Pay almost anywhere contactless payments are accepted – look out for the payWave and Android Pay logos. You can also make in-app purchases when you see ‘buy with Android Pay’ and in participating mobile apps.

To pay for purchases in-store, just wake your phone by tapping the home or power button and place it near the contactless terminal. It’s that easy. Just like a contactless transaction with your CUA card, Android Pay will not work for purchases over $100 unless you enter your PIN at the terminal.

Within apps, simply select ‘Buy with Android Pay’ and you’re all done – there’s no need to manually enter payment information.

Is Android Pay secure?

Android Pay is a secure way to pay for your purchases:

  • Your physical card number is not stored on your phone
  • Just like a contactless transaction with your CUA card, Android Pay will not work for purchases over $100 unless you enter your PIN at the terminal
  • If your phone is ever lost or stolen, you can use Android Device Manager (android.com/device manager) to instantly lock your device, or even wipe it clean of any personal information
  • You will continue to enjoy $0 liability for unauthorised transactions the same as when using your physical card

How are my privacy and personal information protected?

Since Android Pay doesn't store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

What CUA cards can I use with Android Pay?

You can use any CUA Everyday Account that has a linked CUA Visa Debit card or rediCARD (EFTPOS) including the following account types: Everyday, Everyday Youth, Everyday 55+, Everyday Business, Prime Access, Platinum Plus and Freedom Plus. To find out more, visit www.cua.com.au/everyday-banking

You can also use your CUA Platinum and CUA Low Rate Credit Card.

Where can I use Android Pay?

You can use Android Pay anywhere contactless payments are accepted - look out for the payWave and Android Pay logos. You can also make in-app purchases when you see ‘Buy with Android Pay’.

Where can I use my CUA rediCARD with Android Pay?

You can use your CUA rediCARD (EFTPOS) with Android Pay to pay in-store at almost any terminal where the contactless symbol is displayed. However, some stores with tablet or touchscreen terminals do not currently accept rediCARDs through Android Pay.

If I use my rediCARD with Android Pay, will my physical rediCARD become a contactless card automatically?

No, the way you use your physical rediCARD won't change if you decided to use Android Pay. You would only be able to make secure contactless payments through your phone.

How do I make my CUA card my preferred card for my everyday banking?

The first card you upload to Android Pay will be your preferred card. You can swap your preferred card at any time within the app.

What happens when my card expires - do I have to re-register my new card?

When your card expires, you’ll receive a replacement card with the same PAN – or primary account number – and it will automatically be registered with Android Pay. You would only need to re-register a card if you are issued a card with a new PAN.

Am I able to opt out of Android Pay at any time?

Yes, you can add and remove cards when needed.

Can I use Android Pay overseas?

Yes you can. You can use Android Pay anywhere contactless payments are accepted.

What Android phone do I need?

Android Pay works on all contactless capable (NFC enabled) Android devices running KitKat 4.4 and above.

Do I need to upgrade my Android operating system to use Android Pay?

As long as you have an Android phone running KitKat 4.4+ and above that is contactless capable (NFC enabled) you do not need to upgrade.

How do I know what Android operating system my phone is running?

You can usually see this by going to Settings -> About -> Device -> Android version. If this doesn’t work on your device, please contact your phone manufacturer or telco.

What about making payments if I don’t have an Android phone?

Android Pay requires you to have an Android phone. CUA Everyday Banking members can also use our other mobile phone payment options: Apple Pay and Samsung Pay.

What is the difference between CUA redi2PAY and Android Pay?

  • CUA redi2PAY is for CUA’s Visa Debit card only
  • Android Pay will allow you to upload multiple cards including CUA Visa Debit card and CUA Platinum and CUA Low Rate Credit Cards (MasterCard coming next week), as well as cards you have with other participating banks
  • Android Pay will also allow you to make in-app purchases using your CUA cards

What is the difference between Google Wallet and Android Pay?

Google Wallet and Android Pay are two different apps. Android Pay lets you use your phone to pay in stores and in apps with most credit or debit cards, across all NFC enabled Android devices. The Google Wallet app lets you send and request money. Google has already said it will be migrating some aspects of Google Wallet to Android Pay.

Download the Android Pay™ App with Google Play

Download

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Android, Android Pay, and the Android Logo are trademarks of Google Inc.

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