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Credit Card application - supporting documents

We are very pleased that you are considering applying for either our Great Southern Bank Platinum or Low Rate credit cards.

Proof of Income

As a responsible lender, we are committed to maintaining and enhancing the financial well- being of our customers. We want to ensure you have the right product to suit your personal financial needs and shall require proof of your income before your application can be finalised. The type of documentation required will depend on your current employment circumstances.

Please see the 'Proof of Income’ list below for exactly what you need to supply so we can complete your credit card application.

Full time or part time
Casual, temporary or contract
Self employed
Other

Full time or part time

Please provide one of the following income documents. It must include your name.


Your most recent payslip

    It must:

  • Be dated no older than 45 days from application date
  • Include your employer’s name and ABN/ACN
  • Confirm your gross and net income and tax paid
  • Include minimum two months of Year-to-Date (YTD) or provide two months of consecutive payslips
  • OR

Employment letter

    It must:

  • Be issued on employer letterhead/email.
  • Be dated no older than 45 days from application date
  • Confirm your employment position, income/remuneration and term of employment

Please note, we'll need to verify this document with your employer. To avoid delay, please ensure you've authorised them to release information to Great Southern Bank.

    OR

PAYG Payment Summary

    It must:

  • Be your most recent PAYG payment summary issued by your employer
  • Confirm your income and tax paid for that financial year

Please note, we'll need to verify this document with your employer. To avoid delay, please ensure you've authorised them to release information to Great Southern Bank.


Casual, temporary or contract

Please provide one of the following income documents. It must include your name.


Your most recent payslip

    It must:

  • Be dated no older than 45 days from application date
  • Include your employer’s name and ABN/ACN
  • Confirm your gross and net income and tax paid
  • Include minimum two months of Year-to-Date (YTD) or provide two months of consecutive payslips
  • OR

Employment letter

    It must:

  • Be issued on employer letterhead/email.
  • Be dated no older than 45 days from application date
  • Confirm your employment position, income/remuneration and term of employment

Please note, we'll need to verify this document with your employer. To avoid delay, please ensure you've authorised them to release information to Great Southern Bank.

    OR

PAYG Payment Summary

    It must:

  • Be your most recent PAYG payment summary issued by your employer
  • Confirm your income and tax paid for that financial year

Please note, we'll need to verify this document with your employer. To avoid delay, please ensure you've authorised them to release information to Great Southern Bank.


Self employed

Please provide one of the following income documents. It must include your name.


Tax Return and ATO Notice of Assessment (NOA)

    It must:

  • Be your most recent, with financial year ending no older than 20 months
  • Be your full financial year personal tax return and NOA

Other (e.g. pensioner, retired)

Please provide one of the following income documents. It must include your name.


Centrelink Benefits Statement

    It must:

  • Be your most recent statement (all pages)
  • Confirm your ongoing benefit amounts
  • OR

Pension/Annuity Statement

    It must:

  • Be dated no older than 45 days from application date
  • Confirm value of investment and current super drawings
  • OR

Tax Return and ATO Notice of Assessment (NOA)

    It must:

  • Be your most recent with financial year ending no older than 20 months
  • Show two most recent full financial year personal tax returns and NOAs
  • OR

Financial Planner Letter

    It must:

  • Be dated no older than 45 days from application date
  • Confirm balance and current/planned super drawings